3134 S 2nd St, Ridgefield, WA 98642 Property Records

Clark County property record for 3134 S 2nd St, Ridgefield, WA 98642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,355 sqft · built 2006
Lot Size	0.086 acres (3,763 sqft)
Owner	Individual Name on File
Last Sale	$479,900 (Oct 2021)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000000002138082`

Property Details

APN / Parcel Number

Primary APN	`0000000002138082`
Alternative APN	`213808250`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,355 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,038 sqft
2nd Floor Area	1,317 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Concrete
Lot Area	3,763 sqft (0.086 acres)
Lot Dimensions	38 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3134 S 2ND ST
City	RIDGEFIELD
State	WA
Zip	98642-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-16
Legal Description	CEDAR RIDGE PH 2 LOT 21 SUB 2007 FOR ASSESSOR USE ONLY CEDAR RIDGE PH 2 LOT 21 SUB 2007
Legal Subdivision	CEDAR RIDGE PH 2
Legal Phase	2
Legal Lot Number	21
Jurisdiction	CLARK WA
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3006
Census Tract	40303

Owner

3134 S 2nd St is owned and occupied by an individual who bought it in October 2021.

Source: Clark County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3134 S 2ND ST, RIDGEFIELD, WA 98642-5431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 26, 2018	Warranty Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	20215975816
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Oct 14, 2021
Property Address	3134 S 2ND ST, RIDGEFIELD, WA 98642-5431
Document Number	0005975816
Map Reference	VOL 311 PG 331
Instrument Date	Oct 6, 2021
Instrument	5975816
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,683.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3134 S 2ND ST, RIDGEFIELD, WA 98642-5431

Mortgage

Document Number	0005975817
Date	Oct 14, 2021
Instrument	5975817

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3134 S 2ND ST, RIDGEFIELD, WA 98642-5431
Document Number	0005624678
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	WFG CLARK COUNTY, WFG CLARK CNTY-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3134 S 2ND ST RIDGEFIELD WA 986425431, RIDGEFIELD, WA 98642-5431

Mortgage

Document Number	0005624678
Date	Jul 10, 2019
Instrument	5624678

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Oct 26, 2018
Property Address	3134 S 2ND ST, RIDGEFIELD, WA 98642-5431
Document Number	0005559322
Map Reference	VOL311 PG331
Instrument Date	Oct 25, 2018
Instrument	5559322
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	WFG CLARK COUNTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,199.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3134 S 2ND ST, RIDGEFIELD, WA 98642-5431

Mortgage

Document Number	0005559323
Date	Oct 26, 2018
Instrument	5559323

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3134 S 2nd St was $4,410.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Ridgefield City
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,165 (+2.63%) Land $155,150 Building $377,015	$532,165 (+2.63%) Land $155,150 Building $377,015
2025	$4,410.00	$518,551 (+4.17%) Land $150,496 Building $368,055	$518,551 (+4.17%) Land $150,496 Building $368,055
2024	$4,410.00 (+3.94%)	$497,772 (-2.45%) Land $145,000 Building $352,772	$497,772 (-2.45%) Land $145,000 Building $352,772
2023	$4,243.00	$510,262 (+10.76%) Land $145,000 Building $365,262	$510,262 (+10.76%) Land $145,000 Building $365,262
2022		$460,696 Land $117,351 Building $343,345	$460,696 Land $117,351 Building $343,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3134 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3134 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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