3138 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3138 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,110 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual on Record
Last Sale	$387,030 (Jun 2026)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-022.07`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-022.07`

Interior

Full Baths	2 Baths
Building Area	1,110 sqft Living Area
Gross Area	1,680 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	570 sqft

Exterior Amenities

Porch	Stoop
Porch Area	44 sqft
Deck Area	Deck Area
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3138 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 107
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	107
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3138 5 OAKS DR, ARNOLD, MO 63010-3882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CONTINENTAL TITLE
Apr 7, 2026	Personal Representative Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Aug 31, 2018	Affidavit of Death, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	202616303
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	2018R026604
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 17, 2026
Property Address	3138 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000016303
Instrument Date	Jun 12, 2026
Instrument	202616303
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 5 OAKS DR, ARNOLD, MO 63010-3882

Mortgage

Document Number	0000016304,
Date	Jun 17, 2026
Instrument	202616304

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 7, 2026
Property Address	3138 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000009102
Instrument Date	Apr 3, 2026
Instrument	20269102
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4 PARK LAWN DR, FENTON, MO 63026-6126

Mortgage

Document Number	0000009103,
Date	Apr 7, 2026
Instrument	20269103

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Aug 1, 2026

Interest

Rate	6.01%
Max Rate	-1%

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Aug 31, 2018
Property Address	3138 5 OAKS DR, ARNOLD, MO 63010-3882
Document Number	0000026604
Instrument Date	Aug 24, 2018
Instrument	26604
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	TIMIOS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3138 5 OAKS DR ARNOLD MO 630103882, ARNOLD, MO 63010-3882

Mortgage

Document Number	26605
Date	Aug 31, 2018
Instrument	26605

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Aug 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.22%

Mortgage

Document Number	26606,
Date	Aug 31, 2018
Instrument	26606

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Aug 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.22%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (+5.32%)	$32,400 (+8.72%) Land $4,800 Building $27,600	$170,800 (-) Land $25,300 Building $145,500
2024	$2,126.00 (+0.57%)		$170,800 (+8.72%) Land $25,300 Building $145,500
2023	$2,114.00	$29,800 Land $4,800 Building $25,000	$157,100 Land $25,300 Building $131,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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