3125 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3125 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.60`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.60`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Stoop
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3125 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT SPLIT LOT 60B
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	60B
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3125 5 OAKS DR, ARNOLD, MO 63010-3885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 9, 2019
Transfer Doc	2019R023936
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3125 5 OAKS DR, ARNOLD, MO 63010-3885
Document Number	0000032466
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 5 OAKS DR ARNOLD MO 630103885, ARNOLD, MO 63010-3885

Mortgage

Document Number	0000032466
Date	Oct 21, 2019
Instrument	32466

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2024

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 13, 2019
Property Address	3125 5 OAKS DR, ARNOLD, MO 63010-3885
Document Number	0000023936
Instrument Date	Aug 9, 2019
Instrument	23936
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 5 OAKS DR ARNOLD MO 630103885, ARNOLD, MO 63010-3885

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,200 (-) Land $4,800 Building $23,400	$148,700 (-) Land $25,300 Building $123,400
2025	$1,948.00 (+3.45%)	$28,200 (+6.82%) Land $4,800 Building $23,400	$148,700 (-) Land $25,300 Building $123,400
2024	$1,883.00 (+0.59%)		$148,700 (+6.9%) Land $25,300 Building $123,400
2023	$1,872.00	$26,400 Land $4,800 Building $21,600	$139,100 Land $25,300 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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