3135 Summit Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3135 Summit Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,539 sqft · built 1952
Lot Size	0.265 acres (11,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,197 (Oct 2025)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Oct 2025 Mortgage + 1 more
APN	`03-8.0-34-003-001-037.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-001-037.000`

Interior

Building Area	1,539 sqft Base Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	154 ft deep x 75 ft wide

Location & Zoning

Street Address	3135 SUMMIT AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SWSUB: LOT: BLK:LGL DESC:BEG ON N/L SUMMIT AVE 25.4' W OF THE E/L OF SD 1/4 SEC TH N 154' W 75' S 154' E 75' TO POB
Legal Range	35W
Legal Township	58N
Legal Section	34
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Oct 3, 2025	Intrafamily Transfer, Transfer · VA Mortgage GOODLEAP LC
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	20258176
Deed Book / Page	3812 / 116
Prior Transfer Date	Sep 25, 2025
Prior Transfer Doc	003812/116
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003765/701
Date	Aug 6, 2021
Book Page	3765/701
Instrument	2021008377

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 3, 2025
Property Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Document Number	003812/116
Book / Page	3812 / 116
Instrument Date	Sep 25, 2025
Instrument	2025008176
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537

Mortgage

Document Number	2025008177
Date	Oct 3, 2025
Instrument	2025008177

Lender

Name	GOODLEAP LC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 5, 2021
Property Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Document Number	3765/626
Book / Page	3765 / 626
Instrument Date	Aug 3, 2021
Instrument	2021008301
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537

Mortgage

Document Number	2021008302
Date	Aug 5, 2021
Instrument	2021008302

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00	$25,830 (+11.34%) Land $4,750 Building $21,080	$135,930 (+11.33%) Land $25,000 Building $110,930
2024	$1,854.00 (+21.41%)	$23,200 (-) Land $4,750 Building $18,450
2023	$1,527.00 (-0.72%)	$23,200 (-) Land $4,750 Building $18,450	$122,100 (-) Land $25,000 Building $97,100
2022	$1,538.00	$23,200 Land $4,750 Building $18,450
2021			$122,100 Land $25,000 Building $97,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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