3130 Summit Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3130 Summit Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,554 sqft · built 1932
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Aug 2021)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`03-8.0-34-003-001-038.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-001-038.000`

Interior

Building Area	1,554 sqft Base Area
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Location & Zoning

Street Address	3130 SUMMIT AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MAPLE HEIGHTS LOT:25 BLK:2LGL DESC:N 120' ONLY
Legal Subdivision	MAPLE HEIGHTS
Legal Block	2
Legal Lot Number	25
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3130 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Jun 8, 2016
Deed Document Number	20219128
Deed Book / Page	3766 / 445
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 25, 2021
Property Address	3130 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Document Number	3766/445
Book / Page	3766 / 445
Instrument Date	Aug 25, 2021
Instrument	2021009128
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538

Mortgage

Document Number	2021009129
Date	Aug 25, 2021
Instrument	2021009129

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00	$21,570 (+23.54%) Land $4,750 Building $16,820	$113,530 (+23.54%) Land $25,000 Building $88,530
2024	$1,552.00 (+34.37%)
2023	$1,155.00 (-0.69%)	$17,460 (-) Land $4,750 Building $12,710	$91,900 (-) Land $25,000 Building $66,900
2022	$1,163.00	$17,460 Land $4,750 Building $12,710
2021			$91,900 Land $25,000 Building $66,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures