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3135 E Ford Rd, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3135 E Ford Rd, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,743 sqft · built 2020
Lot Size0.332 acres (14,465 sqft)
OwnerIndividual Name on File
Last Sale$878,500 (Sep 2020)
Tax Bill$10,375 (2023)
Deeds & MortgagesAug 2021 Mortgage
Dec 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN093-105-07

Property Details

APN / Parcel Number

Primary APN093-105-07

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,743 sqft Heated Area
Gross Area1,875 sqft
1st Floor Area1,375 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area14,465 sqft (0.332 acres)
Garage Area400 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-105-07
Street Address3135 E FORD RD
CityCHARLOTTE
StateNC
Zip28205-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL1 &2 &P3 BE M3-471
Legal SubdivisionSPRING VLY
Legal BlockE
Legal Lot Number1,2 2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2017
Census Tract1300

Owner

Source: Mecklenburg County records · APN 093-105-07

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 10, 2021Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
Jul 29, 2024Deed of Trust, Mortgage · Line of Credit
ALLEGACY FEDERAL CREDIT UNION
Sep 11, 2020Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
Jan 10, 2020Deed of Trust, Mortgage · Construction Mortgage
NEWDOMINION BANK
Sep 11, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
May 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number0035043268
Deed Book / Page35043 / 268
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000153879
DateAug 10, 2021
Book Page36395/472
Instrument2021153879
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000233437
DateDec 10, 2021
Book Page36857/86
Instrument2021233437
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 09, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070402
DateJul 29, 2024
Book Page38970/491
Instrument2024070402
Lender
NameALLEGACY FEDERAL CREDIT UNION
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 28, 2054
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146750
DateSep 11, 2020
Book Page35043/216
Instrument2020146750
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004832
DateJan 10, 2020
Book Page34197/138
Instrument2020004832
Lender
NameNEWDOMINION BANK
TypeBank
AddressCHARLOTTE, NC 28204
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 10, 2021
Interest
Rate TypeAdjustable Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 11, 2020
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Document Number0000146748
Book / Page35043 / 268
Instrument DateSep 11, 2020
Instrument2020146748
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 E FORD RD, CHARLOTTE, NC 28205-3110

Mortgage

Document Number0000146749
DateSep 11, 2020
Instrument2020146749
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Mortgage

Document Number0000146750
DateSep 11, 2020
Book Page35043/216
Instrument2020146750
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 31, 2019
Property Address3135 E FORD RD, CHARLOTTE, NC 28205-3110
Document Number0000066120
Book / Page033548 / 000894
Instrument DateMay 31, 2019
Instrument66120
Transaction TypeTransfer
Record UpdatedJul 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1221 HAWTHORNE LN CHARLOTTE NC 282052919, CHARLOTTE, NC 28205-2919

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Google Fiber.

Based on FCC filings for 386 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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