3128 E Ford Rd, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3128 E Ford Rd, Charlotte, NC 28205 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,215 sqft · built 1947
Lot Size0.354 acres (15,460 sqft)
OwnerIndividual Name on File
Tax Bill$5,216 (2023)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN093-107-19

Property Details

APN / Parcel Number

Primary APN093-107-19

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,215 sqft Heated Area
Gross Area2,324 sqft
1st Floor Area1,215 sqft
Attic Area240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,460 sqft (0.354 acres)

Exterior Amenities

PorchPorch
Porch Area221 sqft
Deck Area384 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-107-19
Street Address3128 E FORD RD
CityCHARLOTTE
StateNC
Zip28205-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL17 &18 &P16 BD M3-471
Legal SubdivisionBEVERLY HILLS
Legal BlockD
Legal Lot Number17,18 18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3005
Census Tract1200

Owner

Source: Mecklenburg County records · APN 093-107-19

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3128 E FORD RD, CHARLOTTE, NC 28205-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 02, 1996
Record UpdatedJun 07, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3128 E FORD RD, CHARLOTTE, NC 28205-3111
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115323
DateSep 11, 2018
Book Page32968/601
Instrument2018115323
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims30 (1979–2021)
Claims Outside the SFHA6 of 30
Most Recent ClaimMar 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Google Fiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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