3133 Thomas Rd, Henderson, NC 27537 Property Records

Vance County property record for 3133 Thomas Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,444 sqft · built 1997
Lot Size	10.5 acres (458,687 sqft)
Owner	Individual Name on Record
Last Sale	$314,500 (Jun 2018)
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0360 02029`

Property Details

APN / Parcel Number

Primary APN	`0360 02029`
Alternative APN	`5451`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,444 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Lot Area	458,687 sqft (10.5 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	5451
Street Address	3133 THOMAS RD
City	HENDERSON
State	NC
Zip	27537-4997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3133 THOMAS RD 10.530
Legal Tract	A
Legal Block	02
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	3
Census Block	3015
Census Tract	960200

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3133 THOMAS RD, HENDERSON, NC 27537-4997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK COMMUNITY BANK
Jun 28, 2018	Deed, Transfer · Commercial Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	0013450684
Deed Book / Page	1345 / 0684
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	3133 THOMAS RD, HENDERSON, NC 27537-4997
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1400/442
Date	Aug 25, 2021
Book Page	1400/442
Instrument	3637

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	KENBRIDGE, VA 23944

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	VANCE NC
Recording Date	Jun 28, 2018
Property Address	3133 THOMAS RD, HENDERSON, NC 27537-4997
Document Number	1345/0684
Book / Page	1345 / 0684
Map Reference	MB V PG 361
Instrument Date	Jun 27, 2018
Instrument	02393
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 FRANKLIN LN, HENDERSON, NC 27537-4792

Mortgage

Document Number	02394
Date	Jun 28, 2018
Instrument	02394

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,442.00 (+31.2%)	$784,157 (+60.26%) Land $232,947 Building $551,210	$784,157 (+60.26%) Land $232,947 Building $551,210
2023	$4,910.00	$489,314 Land $115,921 Building $373,393	$489,314 Land $115,921 Building $373,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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