3099 Thomas Rd, Henderson, NC 27537 Property Records

Vance County property record for 3099 Thomas Rd, Henderson, NC 27537

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,028 sqft · built 1978
Lot Size12.8 acres (558,875 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Apr 2004)
Tax Bill$3,174 (2026)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0360 02015

Property Details

APN / Parcel Number

Primary APN0360 02015
Alternative APN
  • 1010404

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Building Area1,028 sqft Finished Area
Basement Area704 sqft
Unfinished Basement704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Roof TypeGable
Lot Area558,875 sqft (12.8 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1010404
Street Address3099 THOMAS RD
CityHENDERSON
StateNC
Zip27537-8950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal Description3099 THOMAS RD LOTS A & B ONE LOT 12.830
Legal SubdivisionVAUGHAN HAWKINS
Legal Block02
Legal Lot NumberA-B
JurisdictionVANCE NC
Township / Civil DivisionWILLIAMSBORO
Census Block Group3
Census Block3015
Census Tract960200

Owner

3099 Thomas Rd is owned and occupied by an individual who bought it in April 2004.

Source: Vance County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3099 THOMAS RD, HENDERSON, NC 27537-8950
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2004 · Amount on File
Deed SaleApr 5, 2004 · Amount on File
Deed Book / Page1235 / 127
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVANCE NC
Property Address3099 THOMAS RD, HENDERSON, NC 27537-8950
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3099 THOMAS RD, HENDERSON, NC 27537-8950

Mortgage

Document Number001436/975
DateAug 28, 2023
Book Page1436/975
Instrument3059
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 3099 Thomas Rd was $3,174, down 4.4% from the year before.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,174.00 (-4.4%)$395,370 (-) Land $258,300 Building $137,070$395,370 (-) Land $258,300 Building $137,070
2025$3,320.00$395,370 Land $258,300 Building $137,070$395,370 Land $258,300 Building $137,070
2023$2,771.00$270,802 Land $182,878 Building $87,924$270,802 Land $182,878 Building $87,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3099 Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3099 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Thomas Rd

Nearby Streets

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