Kane County property record for 3133 Holden St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,969 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Trust Name on File |
| Last Sale | $530,000 (Dec 2019) |
| Tax Bill | $13,877 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-430-008 |
| Primary APN | 06-19-430-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,969 sqft Living Area |
| Gross Area | 5,881 sqft |
| Basement Area | 1,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 495 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 3133 HOLDEN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE UNIT 3A LT 552 |
| Legal Subdivision | PROVIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 552 |
| Legal Unit | 3A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 851913 |
3133 Holden St is owner-occupied and held in a trust since June 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3133 HOLDEN CIR, ELGIN, IL 60124-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on File |
| Deed Sale | Dec 11, 2019 · Amount on File |
| Prior Sale | Feb 9, 2006 · Amount on File |
| Deed Document Number | 201959977 |
| Last Transfer Date | Jun 1, 2026 |
| Transfer Doc | 0000030180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 16, 2026 |
| Property Address | 3133 HOLDEN ST, ELGIN, IL 60124 |
| Document Number | 0000030180 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202630180 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3133 HOLDEN CIR, ELGIN, IL 60124-3805 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3133 HOLDEN ST, ELGIN, IL 60124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062817 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021K062817 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate | 2.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 3133 HOLDEN ST, ELGIN, IL 60124 |
| Document Number | 0000059977 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 59977 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3133 HOLDEN CIR ELGIN IL 601243805, ELGIN, IL 60124-3805 |
| Document Number | 59978 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 59978 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 3133 Holden St was $13,877 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,877.00 Homeowner's exemption | $185,206 (+8.57%) Land $44,049 Building $141,157 | $555,840 (+8.57%) Land $132,200 Building $423,640 |
| 2024 | $170,587 Land $40,572 Building $130,015 | $511,966 Land $121,765 Building $390,201 | |
| 2022 | $12,887.00 (+3.34%) Homeowner's exemption | $140,524 (+6.96%) Land $33,422 Building $107,102 | $421,572 (+6.96%) Land $100,266 Building $321,306 |
| 2021 | $12,471.00 Homeowner's exemption | $131,380 Land $31,247 Building $100,133 | $394,140 Land $93,741 Building $300,399 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3133 Holden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3133 Holden St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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