Kane County property record for 3132 Holden St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,093 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,000 (Nov 2006) |
| Tax Bill | $13,974 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-428-010 |
| Primary APN | 06-19-428-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,093 sqft Living Area |
| Gross Area | 5,998 sqft |
| Basement Area | 1,905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 3132 HOLDEN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE UNIT 3A LT 565 |
| Legal Subdivision | PROVIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 565 |
| Legal Unit | 3A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 851913 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3132 HOLDEN ST, ELGIN, IL 60124-4350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2006 · Amount on Record |
| Deed Sale | Nov 3, 2006 · Amount on Record |
| Deed Document Number | 2006120760 |
| Last Transfer Date | Jan 16, 2013 |
| Transfer Doc | 0000007711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3132 HOLDEN ST, ELGIN, IL 60124-4350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST UNITED TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000048364 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020K048364 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,974.00 (+7.68%) Homeowner's exemption | $186,440 (+8.57%) Land $44,049 Building $142,391 | $559,544 (+8.57%) Land $132,200 Building $427,344 |
| 2024 | $171,723 (+21.39%) Land $40,572 Building $131,151 | $515,375 (+21.44%) Land $121,765 Building $393,610 | |
| 2022 | $12,977.00 (+3.34%) Homeowner's exemption | $141,460 (+6.96%) Land $33,422 Building $108,038 | $424,380 (+6.96%) Land $100,266 Building $324,114 |
| 2021 | $12,558.00 Homeowner's exemption | $132,255 Land $31,247 Building $101,008 | $396,765 Land $93,741 Building $303,024 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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