31322 Leota, Fraser, MI 48026 Property Records

Macomb County property record for 31322 Leota, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1972
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Nov 2014)
Tax Bill	$4,513 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-352-016`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-352-016`
Alternative APN	`1406352016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,498 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	137 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31322 LEOTA
City	FRASER
State	MI
Zip	48026-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	FRASER PARK SUBDIVISION N 60.50 FT OF LOT 3. L9 P42. CITY OF FRASER
Legal Subdivision	FRASER PARK SUBDIVISION
Legal Lot Number	3
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	2
Census Block	2001
Census Tract	254200

Owner

31322 Leota is owned and occupied by an individual who bought it in November 2014.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31322 LEOTA, FRASER, MI 48026-2787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2014 · Amount on File
Deed Sale	Nov 7, 2014 · Amount on File
Prior Sale	Nov 26, 2003 · Amount on File
Deed Document Number	20144135089
Deed Book / Page	23101 / 356
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	31322 LEOTA, FRASER, MI 48026-2787
Document Number	0000074538
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 LEOTA FRASER MI 480262787, FRASER, MI 48026-2787

Mortgage

Document Number	0000074538
Date	Jul 3, 2019
Book Page	026054/000058
Instrument	74538

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	31322 LEOTA, FRASER, MI 48026-2787
Document Number	0000151148
Book / Page	025129 / 000828
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31322 LEOTA FRASER MI 480262787, FRASER, MI 48026-2787

Mortgage

Document Number	0000151148
Date	Dec 20, 2017
Book Page	025129/000828
Instrument	151148

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31322 Leota was $4,513 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,300	$236,600
2025	$4,513.00
2023		$99,600	$199,200
2022	$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31322 Leota in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31322 Leota is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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