3132 E Gerald Ln, Inverness, FL 34453 Property Records

Citrus County property record for 3132 E Gerald Ln, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2005
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$72,800 (Aug 2012)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0020-00560-0250`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0020-00560-0250`
Alternative APNs	`0219S19E0020005600250` `3284909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,296 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3284909
Street Address	3132 E GERALD LN, 25
City	INVERNESS
State	FL
Zip	34453-0609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS UNIT 2 PB 2 PG 97 LOTS 25 26 27 & 28 BLK 56 TITLE IN OR BK 1881 PG 1987
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 2
Legal Block	56
Legal Lot Number	25
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1056
Census Tract	450705

Owner

3132 E Gerald Ln is owned by an individual who acquired it in September 2026.

Source: Citrus County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3132 E GERALD LN, INVERNESS, FL 34453-0609
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 11, 2019	Correction Deed ATTORNEY ONLY
Jan 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2012 · Amount on File
Deed Sale	Aug 17, 2012 · Amount on File
Prior Sale	Jul 18, 2012 · Amount on File
Deed Document Number	201236412
Deed Book / Page	2498 / 1771
Last Transfer Date	Sep 24, 2026
Transfer Doc	0000059071
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 1, 2026
Property Address	3132 E GERALD LN, 25, INVERNESS, FL 34453-0609
Document Number	0000059071
Book / Page	3712 / 422
Instrument Date	Sep 24, 2026
Instrument	202659071
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 E GERALD LN, INVERNESS, FL 34453-0609

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 11, 2019
Property Address	3132 E GERALD LN, INVERNESS, FL 34453-0609
Document Number	0029551083
Book / Page	002955 / 001083
Instrument Date	Jan 30, 2019
Instrument	6425
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3132 E GERALD LN INVERNESS FL 344530609, INVERNESS, FL 34453-0609

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 31, 2019
Property Address	3132 E GERALD LN, INVERNESS, FL 34453-0609
Document Number	0029532159
Book / Page	002953 / 002159
Instrument Date	Jan 30, 2019
Instrument	4979
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3132 E GERALD LN INVERNESS FL 344530609, INVERNESS, FL 34453-0609

Tax Assessment & Valuation

The 2025 property tax bill for 3132 E Gerald Ln was $2,026, up 0.4% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (+0.45%)	$157,349 (-17.18%)	$183,707 (-3.31%) Land $6,420 Building $177,287
2024	$2,017.00 (-1.27%) Homeowner's exemption Additional exemption filed	$189,997 (-1.24%) Land $5,580 Building $184,417	$189,997 (-1.24%) Land $5,580 Building $184,417
2023	$2,043.00 (+55.72%) Homeowner's exemption Additional exemption filed	$192,381 (+15.76%) Land $5,100 Building $187,281	$192,381 (+15.76%) Land $5,100 Building $187,281
2022	$1,312.00 Homeowner's exemption Additional exemption filed	$166,187 Land $3,300 Building $162,887	$166,187 Land $3,300 Building $162,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3132 E Gerald Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3132 E Gerald Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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