3112 E Gerald Ln, Inverness, FL 34453 Property Records

Citrus County property record for 3112 E Gerald Ln, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 2023
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$257,990 (Mar 2023)
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0020-00560-039.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0020-00560-039.0`
Alternative APN	`3522508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Parking Spaces	12 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3522508
Street Address	3112 E GERALD LN
City	INVERNESS
State	FL
Zip	34453-0609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HIGHLANDS UNIT NO. 2 PB 2 PG 97 - 102 LOT 39 40 41 & 42 BLK 56.
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 2
Legal Block	56
Legal Lot Number	39-42 40
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1056
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3112 E GERALD LN, INVERNESS, FL 34453-0609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNCOAST CU
Jul 23, 2021	Warranty Deed, Transfer WOLLINKA WIKLE TTL INS AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Jul 23, 2021
Deed Document Number	2023017731
Deed Book / Page	3365 / 2384
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 28, 2023
Property Address	3112 E GERALD LN, INVERNESS, FL 34453-0609
Document Number	0033652384
Book / Page	3365 / 2384
Map Reference	MB 2 PG 97-102
Instrument Date	Mar 13, 2023
Instrument	2023017731
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 W STATE ROAD 46, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 E GERALD LN, INVERNESS, FL 34453-0609

Mortgage

Document Number	0033652385
Date	Mar 28, 2023
Book Page	3365/2385
Instrument	2023017732

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 23, 2021
Property Address	3112 E GERALD LN, INVERNESS, FL 34453-0609
Document Number	0031871831
Book / Page	3187 / 1831
Instrument Date	Jul 13, 2021
Instrument	2021050310
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WOLLINKA WIKLE TTL INS AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1041, CRYSTAL RIVER, FL 34423-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6059, DELRAY BEACH, FL 33482-6059
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (-0.17%) Homeowner's exemption Additional exemption filed	$220,572 (-1.33%) Land $8,560 Building $212,012	$220,572 (-1.33%) Land $8,560 Building $212,012
2024	$2,872.00 (+3,201.15%) Homeowner's exemption Additional exemption filed	$223,536 (+3,187.29%) Land $7,440 Building $216,096	$223,536 (+3,187.29%) Land $7,440 Building $216,096
2023	$87.00 (+29.85%)	$6,800 (+54.55%) Land $6,800	$6,800 (+54.55%) Land $6,800
2022	$67.00 Additional exemption filed	$4,400 Land $4,400	$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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