3132 Big Bend Rd, Ellston, IA 50074 Property Records

Ringgold County property record for 3132 Big Bend Rd, Ellston, IA 50074

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 2,128 sqft · built 2004
Lot Size	0.84 acres (36,456 sqft)
Owner	2 Individual Names on File
Tax Bill	$17,982 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Sep 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SS065408`

Property Details

APN / Parcel Number

Primary APN	`SS065408`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,128 sqft Base Area
1st Floor Area	2,128 sqft
Basement Area	2,328 sqft
Finished Basement	2,328 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Asphalt
Lot Area	36,456 sqft (0.84 acres)
Lot Dimensions	248 ft deep x 147 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3132 BIG BEND RD
City	ELLSTON
State	IA
Zip	50074-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1969 SOUTHSHORE WOODLAND SUBDIVISION
Legal Subdivision	SOUTHSHORE WOODLAND SUB
Legal Lot Number	1969
Jurisdiction	RINGGOLD IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	950100

Owner

3132 Big Bend Rd is owned by two individuals who acquired it in July 2017.

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3036 N BIRCH AVE, CUMMING, IA 50061-9305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Construction Mortgage TWO RIVERS BANK & TRUST
Sep 22, 2020	Deed of Trust, Mortgage · Construction Mortgage TWO RIVERS BANK & TRUST
Aug 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 28, 2017
Transfer Doc	456/0337
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3132 BIG BEND RD, ELLSTON, IA 50074-4445
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/255
Date	Sep 21, 2020
Book Page	508/255
Instrument	2020-00001345

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3132 BIG BEND RD, ELLSTON, IA 50074-4445
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/275
Date	Sep 22, 2020
Book Page	508/275
Instrument	2020-00001347

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

Interest

Rate Type	Fixed Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RINGGOLD IA
Recording Date	Aug 18, 2017
Property Address	3132 BIG BEND RD, ELLSTON, IA 50074-4445
Document Number	456/0337
Book / Page	456 / 0337
Instrument Date	Jul 28, 2017
Instrument	2017- 00000837
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5701 GREENDALE RD, JOHNSTON, IA 50131-1510

Tax Assessment & Valuation

The 2025 property tax bill for 3132 Big Bend Rd was $17,982, up 21.8% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,982.00 (+21.76%)	$1,419,492 Land $454,241 Building $965,251	$1,419,492 Land $454,241 Building $965,251
2024	$14,768.00
2023		$1,027,195 (+14.63%) Land $320,641 Building $706,554	$1,027,195 Land $320,641 Building $706,554
2022	$14,990.00	$896,129 Land $320,641 Building $575,488
2021			$896,129 Land $320,641 Building $575,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3132 Big Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3132 Big Bend Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	25 / 3

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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