3130 Big Bend Rd, Ellston, IA 50074 Property Records

Ringgold County property record for 3130 Big Bend Rd, Ellston, IA 50074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 2004
Lot Size	0.99 acres (42,924 sqft)
Owner	2 Individual Names on File
Last Sale	$1,040,000 (Jan 2022)
Tax Bill	$19,448 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SS0647101`

Property Details

APN / Parcel Number

Primary APN	`SS0647101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,917 sqft Base Area
1st Floor Area	1,917 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Galvanized Metal
Lot Area	42,924 sqft (0.99 acres)
Lot Dimensions	294 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3130 BIG BEND RD
City	ELLSTON
State	IA
Zip	50074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1970 SOUTHSHORE WOODLAND SUBDIVISION
Legal Subdivision	SOUTHSHORE WOODLAND SUB
Legal Lot Number	1970
Jurisdiction	RINGGOLD IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	950100

Owner

3130 Big Bend Rd is owned by two individuals who bought it in January 2022.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2071 EVERGREEN AVE, RED OAK, IA 51566-4465
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOUGHTON STATE BANK
Jan 7, 2022	Deed, Transfer
Jan 7, 2022	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Deed Document Number	202232
Deed Book / Page	537 / 317
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3130 BIG BEND RD, ELLSTON, IA 50074
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000544/1
Date	Apr 18, 2022
Book Page	544/1
Instrument	2022-00000538

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3130 BIG BEND RD, ELLSTON, IA 50074
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000541/187
Date	Mar 11, 2022
Book Page	541/187
Instrument	2022- 00000339

Lender

Name	HOUGHTON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jan 7, 2022
Property Address	3130 BIG BEND RD, ELLSTON, IA 50074
Document Number	000537/317
Book / Page	537 / 317
Instrument Date	Dec 31, 2021
Instrument	2022-00000032
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$1,663.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 EVERGREEN AVE, RED OAK, IA 51566-4465

January 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RINGGOLD IA
Recording Date	Jan 7, 2022
Property Address	3130 BIG BEND RD, ELLSTON, IA 50074
Document Number	000537/319
Book / Page	537 / 319
Instrument Date	Dec 29, 2021
Instrument	2022-00000033
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2071 EVERGREEN AVE, RED OAK, IA 51566-4465

Tax Assessment & Valuation

The 2025 property tax bill for 3130 Big Bend Rd was $19,448, up 23.9% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,448.00 (+23.86%)	$1,535,220 Land $455,284 Building $1,079,936	$1,535,220 Land $455,284 Building $1,079,936
2024	$15,702.00
2023		$1,100,286 (+21.49%) Land $321,377 Building $778,909	$1,100,286 Land $321,377 Building $778,909
2022	$15,150.00	$905,632 Land $321,377 Building $584,255
2021			$905,632 Land $321,377 Building $584,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3130 Big Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Big Bend Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	25 / 3

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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