31311 Turkey Oak Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 31311 Turkey Oak Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,223 sqft · built 2003
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Jun 2021)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402417300018`

Property Details

APN / Parcel Number

Primary APN	`402417300018`
Alternative APNs	`00729560100002` `10004626155`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	2,223 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	126,324 sqft (2.9 acres)
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	4,176 sqft

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Shed	1 Shed
Shed Area	192 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00729560100002
Street Address	31311 TURKEY OAK RD
City	PUNTA GORDA
State	FL
Zip	33982-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	17 40 24 TRACT 22 2.9 AC. M/L A PARCEL 230 FT X 430 FT IN SE COR LOT 26 & THAT PORTION OF LOT 27 W OF A 60 FT RD EASE AKA TR 22 498/459 482/994 1910/176 2146/794 2743/1475 3497/449 CT3964/301 4010/1781 4481/62 4784/1962
Legal Range	24E
Legal Township	40S
Legal Section	17
Legal Subdivision	FLORIDONIA
Legal Tract	22
Legal Block	T22
Legal Lot Number	26
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1016
Census Tract	10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31311 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	20212958337
Deed Book / Page	4784 / 1962
Prior Transfer Date	Jun 28, 2010
Prior Transfer Doc	0034970449
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	31311 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31311 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357

Mortgage

Document Number	0050440994
Date	Sep 7, 2022
Book Page	5044/994
Instrument	3147882

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 14, 2021
Property Address	31311 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Document Number	0047841962
Book / Page	4784 / 1962
Map Reference	MB 1 PG 44
Instrument Date	Jun 14, 2021
Instrument	2958337
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1745 SHADY LEAF DR, 1745, VALRICO, FL 33596-6130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31311 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357

Mortgage

Document Number	47841964
Date	Jun 14, 2021
Instrument	4784/1964

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 10, 2019
Property Address	31311 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Document Number	0044810062
Book / Page	004481 / 000062
Instrument Date	Sep 9, 2019
Instrument	2742403
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31311 TURKEY OAK RD PUNTA GORDA FL 339823357, PUNTA GORDA, FL 33982-3357

Mortgage

Document Number	44810064
Date	Sep 10, 2019
Book Page	004481/000064
Instrument	2742404

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (-22.57%) Homeowner's exemption	$372,698 (+5.99%)	$437,772 (+16.8%) Land $54,230 Building $383,542
2024	$6,481.00 (+0.7%)
2023	$6,436.00 (+3.34%) Homeowner's exemption	$351,645 (+3%)	$374,802 (-1.88%) Land $60,900 Building $313,902
2022	$6,228.00 Homeowner's exemption	$341,403	$381,986 Land $29,580 Building $352,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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