31171 Turkey Oak Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 31171 Turkey Oak Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,230 sqft · built 2014
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Jul 2013)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`402417300030`

Property Details

APN / Parcel Number

Primary APN	`402417300030`
Alternative APNs	`00729560001003` `10004626166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,230 sqft Living Area
Gross Area	3,931 sqft
1st Floor Area	3,230 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Area	36 sqft
Porch	Enclosed/Screened Porch
Porch Area	260 sqft
Pole Barn	1,440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00729560001003
Street Address	31171 TURKEY OAK RD
City	PUNTA GORDA
State	FL
Zip	33982-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	17 40 24 TRACT 15 2.37 AC M/L TH S 430 FT OF LOT 25 LESS TH WEST 371.52 FT THEREOF PB 1 PG 44 436/957 TD3377/530 PR10-965-WDK 3493/903 3747/1673 3780/985
Legal Range	24E
Legal Township	40S
Legal Section	17
Legal Subdivision	FLORIDONIA
Legal Tract	15
Legal Lot Number	25
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1016
Census Tract	10100

Owner

Source: Charlotte County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	31171 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage LAND-HOME FINANCIAL SERVICES
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Oct 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 27, 2018	Warranty Deed, Transfer STEWART TITLE
Sep 18, 2013	Loan Modification, Mortgage · Conventional with PMI MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on File
Deed Sale	Jul 1, 2013 · Amount on File
Prior Sale	Apr 21, 2009 · Amount on File
Deed Document Number	20132192357
Deed Book / Page	3780 / 985
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	0037471673
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	31171 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045800483
Date	May 28, 2020
Book Page	4580/483
Instrument	2815214

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	VA Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	31171 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046160148
Date	Aug 14, 2020
Book Page	4616/148
Instrument	2840927

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 16, 2020
Property Address	31171 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Document Number	0046471100
Book / Page	004647 / 001100
Instrument Date	Oct 14, 2020
Instrument	2862832
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$406.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W HENRY ST #111 PUNTA GORDA FL 339505930, 111, PUNTA GORDA, FL 33950-5930

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 27, 2018
Property Address	31171 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Document Number	0043081463
Book / Page	004308 / 001463
Instrument Date	Apr 25, 2018
Instrument	2607477
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31171 TURKEY OAK RD PUNTA GORDA FL 339823357, PUNTA GORDA, FL 33982-3357

September 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	31171 TURKEY OAK RD, PUNTA GORDA, FL 33982-3357
Document Number	0042121976
Instrument Date	Sep 18, 2013
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31171 TURKEY OAK RD PUNTA GORDA FL 339823357, PUNTA GORDA, FL 33982-3357

Mortgage

Document Number	0042121976
Date	Jun 26, 2017
Book Page	004212/001976
Instrument	2533817

Lender

Name	MIDFLORIDA CU
Address	3008 S FLORIDA AVE, LAKELAND, FL 33803-4035

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Jun 25, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (-4.44%) Homeowner's exemption Veteran's exemption	$256,554 (+5.99%)	$476,031 (+8.52%) Land $44,319 Building $431,712
2023	$4,500.00 (+23.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$242,062 (+26.86%)	$438,665 (+20.21%) Land $49,770 Building $388,895
2022	$3,632.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,803	$364,930 Land $24,174 Building $340,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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