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3131 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3131 Windbluff Dr, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,636 sqft · built 1973
Lot Size0.032 acres (1,406 sqft)
OwnerIndividual Name on File
Last Sale$193,000 (Aug 2018)
Tax Bill$2,676 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN225-161-37

Property Details

APN / Parcel Number

Primary APN225-161-37

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,636 sqft Heated Area
Gross Area2,444 sqft
1st Floor Area870 sqft
Upper Floors Area766 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area1,406 sqft (0.032 acres)
PorchPorch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number225-161-37
Street Address3131 WINDBLUFF DR
CityCHARLOTTE
StateNC
Zip28277-9829
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL20 M17-129
Legal SubdivisionRAINTREE SEC 01-L MAP 02
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract5815

Owner

Source: Mecklenburg County records · APN 225-161-37

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3131 WINDBLUFF DR, CHARLOTTE, NC 28277-9829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Aug 24, 2018Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2018 · Amount on Record
Deed SaleAug 24, 2018 · Amount on Record
Prior SaleMay 06, 1998
Deed Document Number0032929844
Deed Book / Page32929 / 844
Record UpdatedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3131 WINDBLUFF DR, CHARLOTTE, NC 28277-9829
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029421
DateFeb 16, 2021
Book Page35676/682
Instrument2021029421
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 24, 2018
Property Address3131 WINDBLUFF DR, CHARLOTTE, NC 28277-9829
Document Number0000107936
Book / Page32929 / 844
Map ReferenceMB17 PG129
Instrument DateAug 24, 2018
Instrument2018107936
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$386.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address439 LURAY WAY, 439, ROCK HILL, SC 29730-0134

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 WINDBLUFF DR, CHARLOTTE, NC 28277-9829

Mortgage

Document Number0000107937
DateAug 24, 2018
Instrument2018107937
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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