3123 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3123 Windbluff Dr, Charlotte, NC 28277

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,544 sqft · built 1973
Lot Size0.035 acres (1,565 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (May 2021)
Tax Bill$3,232 (2023)
Deeds & MortgagesMay 2021 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN225-161-41

Property Details

APN / Parcel Number

Primary APN225-161-41

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,544 sqft Heated Area
Gross Area2,668 sqft
1st Floor Area882 sqft
Upper Floors Area978 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area1,565 sqft (0.035 acres)
PorchPorch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number225-161-41
Street Address3123 WINDBLUFF DR
CityCHARLOTTE
StateNC
Zip28277-9827
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-15PUD
Legal DescriptionL24 M17-129
Legal SubdivisionRAINTREE SEC 01-L
Legal Lot Number24
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract5815

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3123 WINDBLUFF DR, CHARLOTTE, NC 28277-9827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 6, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Prior SaleMar 6, 2020 · Amount on Record
Deed Document Number0036038247
Deed Book / Page36038 / 247
Record UpdatedJun 7, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 7, 2021
Property Address3123 WINDBLUFF DR, CHARLOTTE, NC 28277-9827
Document Number0000091407
Book / Page36038 / 247
Map ReferenceMB 17 PG 129
Instrument DateMay 7, 2021
Instrument2021091407
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6221 AMOS SMITH RD, CHARLOTTE, NC 28214-8955

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 WINDBLUFF DR, CHARLOTTE, NC 28277-9827

Mortgage

Document Number0000091408
DateMay 7, 2021
Instrument2021091408
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJun 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 6, 2020
Property Address3123 WINDBLUFF DR, CHARLOTTE, NC 28277-9827
Document Number0000032776
Book / Page034350 / 000204
Instrument DateMar 5, 2020
Instrument32776
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 WINDBLUFF DR CHARLOTTE NC 282779827, CHARLOTTE, NC 28277-9827

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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