3124 Persimmon Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3124 Persimmon Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1965
Lot Size	0.484 acres (21,090 sqft)
Owner	Individual Name on Record
Tax Bill	$4,082 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`952020A000`

Property Details

APN / Parcel Number

Primary APN	`952020A000`
Alternative APN	`5-0080-4022-00-0022.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Basement Area	1,656 sqft
Finished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	21,090 sqft
Lot Dimensions	222 ft deep x 95 ft wide
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	952020A000
Old Parcel Number	952020A000
Street Address	3124 PERSIMMON DR
City	SAINT CHARLES
State	MO
Zip	63301-0132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MAMELLES HILLS #2 LOT 22
Legal Range	05E
Legal Township	47N
Legal Subdivision	MAMELLES HILLS #2
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2002
Census Tract	310202

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jul 7, 2023	Intrafamily Transfer, Transfer
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 26, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Feb 8, 2018	Affidavit of Death, Transfer
Feb 8, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2018
Deed Sale	Feb 8, 2018
Prior Sale	Feb 8, 2018
Deed Document Number	0068770408
Deed Book / Page	6877 / 0408
Last Transfer Date	Jul 7, 2023
Transfer Doc	0000026814
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132

Mortgage

Document Number	0000032974
Date	Aug 16, 2023
Instrument	2023R-032974

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2023
Property Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Document Number	0000026814
Map Reference	MB 9 PG 35
Instrument Date	Jul 7, 2023
Instrument	2023R-026814
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071872306
Date	Nov 25, 2019
Book Page	7187/2306
Instrument	20191125000675030

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Document Number	0000064045
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PERSIMMON DR ST CHARLES MO 633010132, ST CHARLES, MO 63301-0132

Mortgage

Document Number	0000064045
Date	Sep 2, 2020
Instrument	64045

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAINT LOUIS, MO 63127

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2018
Property Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Document Number	0068770406
Book / Page	006877 / 000406
Instrument Date	Feb 7, 2018
Instrument	72400
Transaction Type	Transfer
Record Updated	Feb 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 MERRIMAC DOWNS ST PETERS MO 633767708, ST PETERS, MO 63376-7708

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2018
Property Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132
Document Number	0068770408
Book / Page	6877 / 0408
Map Reference	MB 9 PG 35
Instrument Date	Feb 7, 2018
Instrument	20180208000072410
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 MERRIMAC DOWNS, 324, SAINT PETERS, MO 63376-7708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 PERSIMMON DR, SAINT CHARLES, MO 63301-0132

Mortgage

Document Number	20180208000072420
Date	Feb 8, 2018
Instrument	20180208000072420

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,082.00 (+25.6%)	$60,366 (+11.13%)	$317,714 (+11.12%) Land $60,000 Building $257,714
2023		$54,322 (+21.31%)
2022	$3,250.00	$44,778	$285,907 (+21.32%) Land $40,000 Building $245,907
2021			$235,671 Land $30,000 Building $205,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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