3131 Oneil Rd, Kenockee (Avoca), MI 48006 Property Records

St. Clair County property record for 3131 Oneil Rd, Kenockee, MI 48006

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,611 sqft · built 2000
Lot Size	5.29 acres (230,432 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-24-032-3013-200`

Property Details

APN / Parcel Number

Primary APN	`74-24-032-3013-200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,598 sqft
Basement Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	230,432 sqft (5.29 acres)
Lot Dimensions	995 ft deep x 231 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3131 ONEIL RD
City	KENOCKEE
State	MI
Zip	48006-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 31M 4S W 1337.42' & S 0D 13M 51S W 1090.85' FROM E 1/4 COR, TH S 0D 13M 51S W 231.67', TH S 89D 29M 36S W 995.76',
Legal Range	15E
Legal Township	07N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KENOCKEE
Census Block Group	2
Census Block	2044
Census Tract	652100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3131 ONEIL RD, KENOCKEE, MI 48006-4327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2025
Transfer Doc	0005830452
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3131 ONEIL RD, KENOCKEE, MI 48006-4327
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 ONEIL RD, KENOCKEE, MI 48006-4327

Mortgage

Document Number	0005902771
Date	Mar 4, 2026
Book Page	5902/771
Instrument	2026004090

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	400 E 9 MILE RD, FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3131 ONEIL RD, KENOCKEE, MI 48006-4327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047840752
Date	Jan 4, 2017
Book Page	4784/752
Instrument	2017000107

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3131 ONEIL RD, KENOCKEE, MI 48006-4327
Document Number	0050000541
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3131 ONEIL RD KENOCKEE MI 480064327, KENOCKEE, MI 48006-4327

Mortgage

Document Number	0050000541
Date	Oct 22, 2018
Book Page	005000/000541

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kenockee Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,000 (+1.69%)	$362,000 (+1.69%)
2025	$2,675.00 (+6.02%) Homeowner's exemption	$178,000 (+6.21%)
2024	$2,523.00 (+10.56%)		$356,000 (+6.21%)
2023		$167,600
2022	$2,282.00		$335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Mercury Fiber.

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