St. Clair County property record for 3028 Oneil Rd, Kenockee, MI 48006
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,136 sqft · built 1890 |
| Lot Size | 27.2 acres (1,188,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (May 2014) |
| Tax Bill | $5,785 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-24-032-3010-000 |
| Primary APN | 74-24-032-3010-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,136 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 1,188,752 sqft (27.2 acres) |
| Lot Dimensions | 1,308 ft deep x 887 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3028 ONEIL RD |
|---|---|
| City | KENOCKEE |
| State | MI |
| Zip | 48006-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG N 89D 45M 02S W 1340.42' & S 00D 54M 23S W 1727.58' FROM E 1/4 COR, TH S 89D 05M 37S E 1340.67', TH S 00D 53M 43S W |
| Legal Range | 15E |
| Legal Township | 07N |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KENOCKEE |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 652100 |
3028 Oneil Rd is owned and occupied by an individual who bought it in May 2014.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3028 ONEIL RD, KENOCKEE, MI 48006-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2014 · Amount on File |
| Deed Sale | May 14, 2014 · Amount on File |
| Deed Document Number | 201411118 |
| Deed Book / Page | 4504 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3028 ONEIL RD, KENOCKEE, MI 48006-4318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3028 ONEIL RD, KENOCKEE, MI 48006-4318 |
| Document Number | 0005621169 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 5621/169 |
| Instrument | 2023008634 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
The 2025 property tax bill for 3028 Oneil Rd was $5,785 with a homeowner's exemption, up 25.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kenockee Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,200 (+0.58%) | $452,400 | |
| 2025 | $5,785.00 (+25.79%) Homeowner's exemption | $224,900 | |
| 2024 | $4,599.00 | $449,800 | |
| 2023 | $105,100 | ||
| 2022 | $2,688.00 | $210,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3028 Oneil Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3028 Oneil Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
May also be available: Mercury Fiber.
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