Marion County property record for 3128 Cluster Pine Dr, Indianapolis, IN 46235
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,780 sqft · built 2003 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,900 (Mar 2018) |
| Tax Bill | $2,390 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-08-22-124-035.000-700 |
| Primary APN | 49-08-22-124-035.000-700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7044012 |
|---|---|
| Old Parcel Number | 7044012 |
| Street Address | 3128 CLUSTER PINE DR |
| City | INDIANAPOLIS |
| State | IN |
| Zip | 46235-5820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | WARREN PINES SEC 1A L 16 |
| Legal Range | 05 |
| Legal Township | 16 |
| Legal Section | 22 |
| Legal Subdivision | WARREN PINES SEC 1A |
| Legal Lot Number | 16 |
| Jurisdiction | MARION IN |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 360407 |
Source: Marion County records, as of May 10, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| May 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Apr 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| May 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Mar 14, 2018 | Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | A201800024722 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000092894 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | A202100092894 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000069315 |
|---|---|
| Date | May 26, 2021 |
| Instrument | A202100069315 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000052772 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | A202100052772 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053075 |
|---|---|
| Date | May 27, 2020 |
| Instrument | A202000053075 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION IN |
| Recording Date | Mar 14, 2018 |
| Property Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Document Number | 0000024722 |
| Map Reference | IN2002-43512 |
| Instrument Date | Mar 12, 2018 |
| Instrument | A201800024722 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3128 CLUSTER PINE DR, INDIANAPOLIS, IN 46235-5820 |
| Document Number | 0000024723 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | A201800024723 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Marion County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Indiana |
| County | Marion County |
| County Subdivision | Warren Township |
| Consolidated City | Indianapolis City |
| Unified School District | Warren Township Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,390.00 (+1.27%) Homeowner's exemption | $209,900 (-1.92%) Land $46,600 Building $163,300 | $209,900 (-1.92%) Land $46,600 Building $163,300 |
| 2022 | $2,360.00 (+8.46%) Homeowner's exemption | $214,000 Land $46,600 Building $167,400 | $214,000 Land $46,600 Building $167,400 |
| 2021 | $2,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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