Carroll County property record for 3130 Wheatfield Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,224 sqft · built 1993 |
| Lot Size | 0.956 acres (41,643 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $225,200 (Dec 1993) |
| Tax Bill | $6,228 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-065506 |
| Primary APN | 04-065506 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,643 sqft (0.956 acres) |
| Garage Type | Mixed |
| Garage Area | 1,248 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 567 sqft |
| Porch | Slab |
| Porch Area | 536 sqft |
| Deck Area | 688 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065506 |
|---|---|
| Street Address | 3130 WHEATFIELD RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-2089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 13- 0.956 AC 3130 WHEATFIELD RD 35-52 ST GEORGES GATES SEC 2 |
| Legal Subdivision | SAINT GEORGES GATES |
| Legal Lot Number | 13 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 504202 |
3130 Wheatfield Rd is owned by a company that bought it in December 1993 and is owner-occupied.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3130 WHEATFIELD RD, FINKSBURG, MD 21048-2089 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1993 · Amount on File |
| Deed Sale | Dec 30, 1993 · Amount on File |
| Deed Book / Page | 1545 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3130 WHEATFIELD RD, FINKSBURG, MD 21048-2089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108080132 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 10808/132 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2032 |
The 2026 property tax bill for 3130 Wheatfield Rd was $6,228 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,228.00 (+5.1%) Homeowner's exemption | $558,400 | $627,600 Land $198,100 Building $429,500 |
| 2025 | $5,926.00 Homeowner's exemption | ||
| 2023 | $5,403.00 Homeowner's exemption | $478,200 | $523,800 Land $158,200 Building $365,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3130 Wheatfield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3130 Wheatfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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