Carroll County property record for 3040 Wheatfield Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,352 sqft · built 1993 |
| Lot Size | 0.929 acres (40,467 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Jan 1995) |
| Tax Bill | $5,857 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-065565 |
| Primary APN | 04-065565 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,467 sqft (0.929 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Deck Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065565 |
|---|---|
| Street Address | 3040 WHEATFIELD RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 19- 0.9285 AC 3040 WHEATFIELD RD 35-52 ST GEORGES GATES SEC 2 |
| Legal Subdivision | SAINT GEORGES GATES |
| Legal Lot Number | 19 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 504202 |
3040 Wheatfield Rd is owned and occupied by two individuals who bought it in January 1995.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 WHEATFIELD RD, FINKSBURG, MD 21048-2067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 1995 · Amount on File |
| Deed Sale | Jan 6, 1995 · Amount on File |
| Deed Book / Page | 1663 / 687 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3040 Wheatfield Rd was $5,857 with a homeowner's exemption, up 3.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,857.00 (+3.37%) Homeowner's exemption | $517,633 | $551,700 Land $197,000 Building $354,700 |
| 2025 | $5,666.00 Homeowner's exemption | ||
| 2023 | $5,188.00 Homeowner's exemption | $459,200 | $500,600 Land $157,100 Building $343,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3040 Wheatfield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3040 Wheatfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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