3130 Rosco, Laredo, TX 78045 Property Records

Webb County property record for 3130 Rosco, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details3,294 sqft · built 2009
Lot Size0.173 acres (7,530 sqft)
Owner2 Individual Names on Record
Last Sale$217,400 (Aug 2020)
Tax Bill$1,993 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN985-14004-150

Property Details

APN / Parcel Number

Primary APN985-14004-150
Alternative APN
  • 437675

Interior

Stories2 Stories
Building Area3,294 sqft Living Area
Gross Area3,777 sqft
1st Floor Area1,563 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,530 sqft (0.173 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Pool Area315 sqft
PorchOpen Porch
Porch Area307 sqft

Location & Zoning

Street Address3130 ROSCO
CityLAREDO
StateTX
Zip78045-8950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSHILOH CROSSING, BLOCK 4, LOT 15, PHASE 3
Legal SubdivisionSHILOH CROSSING
Legal Phase3
Legal Block4
Legal Lot Number15
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2004
Census Tract1725

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3130 ROSCO, LAREDO, TX 78045-8950
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 14, 2017Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number20201400520
Deed Book / Page4838 / 322
Prior Transfer DateAug 1, 2020
Prior Transfer Doc004838/322
Record UpdatedJun 8, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEBB TX
Recording DateAug 11, 2020
Property Address3130 ROSCO, LAREDO, TX 78045-8950
Document Number004838/322
Book / Page4838 / 322
Map ReferenceVOL 29 PG 7-9
Instrument DateAug 1, 2020
Instrument1400520
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3130 ROSCO, LAREDO, TX 78045-8950

Mortgage

Document Number0001400521
DateAug 11, 2020
Instrument1400521
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2040

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateJun 14, 2017
Property Address3130 ROSCO, LAREDO, TX 78045-8950
Document Number004253/833
Book / Page4253 / 833
Map ReferenceVOL 29 PGS 7-9
Instrument DateJun 5, 2017
Instrument1300220
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAREDO TITLE AND ABSTRACT, LAREDO TITLE AND BASTRACT LT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 ROSCO, LAREDO, TX 78045-8950

Mortgage

Document Number0001300221
DateJun 14, 2017
Instrument1300221
Lender
NameINDEPENDENCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431,924 (+14.67%)$458,971 (+21.85%) Land $103,236 Building $355,735
2024$1,993.00 (-9.37%)
2023$376,668 Land $86,670 Building $289,998$376,668 Land $86,670 Building $289,998
2022$2,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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