3125 Rosco, Laredo, TX 78045 Property Records

Webb County property record for 3125 Rosco, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,654 sqft · built 2009
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$230,100 (Nov 2020)
Tax Bill$1,440 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN985-14005-130

Property Details

APN / Parcel Number

Primary APN985-14005-130
Alternative APN
  • 437702

Interior

Stories1 Story
Building Area1,654 sqft Living Area
Gross Area2,074 sqft
1st Floor Area1,654 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area561 sqft

Location & Zoning

Street Address3125 ROSCO
CityLAREDO
StateTX
Zip78045-8950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSHILOH CROSSING, BLOCK 5, LOT 13, PHASE 3
Legal SubdivisionSHILOH CROSSING
Legal Phase3
Legal Block5
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2003
Census Tract1725

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3125 ROSCO, LAREDO, TX 78045-8950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Vendor's Lien, Transfer · VA Mortgage
LEADER ONE FINANCIAL CORP
Oct 24, 2018Intrafamily Transfer, Transfer · FHA Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleOct 24, 2018 · Amount on Record
Deed Document Number20201410119
Deed Book / Page4900 / 486
Prior Transfer DateNov 9, 2020
Prior Transfer Doc004900/486
Record UpdatedOct 29, 2026

November 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 12, 2020
Property Address3125 ROSCO, LAREDO, TX 78045-8950
Document Number004900/486
Book / Page4900 / 486
Map ReferenceVOL 29 PG 7-9
Instrument DateNov 9, 2020
Instrument1410119
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 ROSCO, LAREDO, TX 78045-8950

Mortgage

Document Number0001410120
DateNov 12, 2020
Instrument1410120
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEBB TX
Recording DateOct 24, 2018
Property Address3125 ROSCO, LAREDO, TX 78045-8950
Document Number004497/640
Book / Page4497 / 640
Map ReferenceVOL 29 PG 7-9
Instrument DateOct 23, 2018
Instrument1343011
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 ROSCO, LAREDO, TX 78045-8950

Mortgage

Document Number0001343012
DateOct 24, 2018
Instrument1343012
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$294,754 (-0.64%) Land $83,640 Building $211,114$294,754 (-0.64%) Land $83,640 Building $211,114
2025$1,440.00 (+8.03%) Homeowner's exemption Veteran's exemption$296,666 (+17.92%) Land $83,640 Building $213,026$296,666 (+17.92%) Land $83,640 Building $213,026
2024$1,333.00 (-16.22%)
2023$251,587 Land $70,200 Building $181,387$251,587 Land $70,200 Building $181,387
2022$1,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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