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3130 Ocean Ter, Marina, CA 93933 Property Records

Monterey County property record for 3130 Ocean Ter, Marina, CA 93933

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,360 sqft · built 2003
Lot Size0.088 acres (3,825 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Oct 2009)
Tax Bill$6,287 (2025)
Deeds & MortgagesApr 2022 Reverse Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN032-151-062-000

Property Details

APN / Parcel Number

Primary APN032-151-062-000
Alternative APN
  • 032-151-062

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area2,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleOther
Construction TypeWood
Lot Area3,825 sqft (0.088 acres)
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number032-151-062
Street Address3130 OCEAN TER
CityMARINA
StateCA
Zip93933-3290
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY MEADOWS SUBDIVISION TRACT NO 1364; VOL 21 C&T 32 TRACT #1364; LOT 16.
Legal SubdivisionMONTEREY MEADOWS SUBDIVISION
Legal Tract1364
Legal Block2
Legal Lot Number16
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2000
Census Tract14202

Owner

3130 Ocean Ter is owned and occupied by an individual who acquired it in March 2022.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address3130 OCEAN TER, MARINA, CA 93933-3290
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Mar 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2009 · Amount on File
Deed SaleOct 30, 2009 · Amount on File
Prior SaleJul 13, 2009 · Amount on File
Deed Document Number200970674
Last Transfer DateMar 12, 2022
Transfer Doc0000012083
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address3130 OCEAN TER, MARINA, CA 93933-3290
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 OCEAN TER, MARINA, CA 93933-3290

Mortgage

Document Number0000020482
DateApr 29, 2022
Instrument2022020482
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term915 Months
DueJul 17, 2098
Interest
Rate TypeAdjustable Rate
Rate3.39%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.39%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMar 14, 2022
Property Address3130 OCEAN TER, MARINA, CA 93933-3290
Document Number0000012083
Map ReferenceVOL 21 PG 32
Instrument DateMar 12, 2022
Instrument2022012083
Transaction TypeTransfer
Record UpdatedJul 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5566, CARMEL BY THE, CA 93921-5566

Tax Assessment & Valuation

The 2025 property tax bill for 3130 Ocean Ter was $6,287 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMarina City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,553 (+2%) Land $263,318 Building $296,235
2025$6,287.00 Homeowner's exemption$548,582 Land $258,155 Building $290,427
2023$5,782.00 (+1.47%) Homeowner's exemption$527,282 Land $248,132 Building $279,150
2022$5,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3130 Ocean Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Ocean Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARINA COAST WATER DISTRICT
serves 38,918 people · EPA ID CA2710017
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Cruzio, Optimum, Verizon.

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