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3125 Ocean Ter, Marina, CA 93933 Property Records

Monterey County property record for 3125 Ocean Ter, Marina, CA 93933

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,360 sqft · built 2003
Lot Size0.11 acres (4,806 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Nov 2012)
Tax Bill$5,644 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN032-151-057-000

Property Details

APN / Parcel Number

Primary APN032-151-057-000
Alternative APN
  • 032-151-057

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area2,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleH-Shape
Construction TypeWood
Lot Area4,806 sqft (0.11 acres)
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number032-151-057
Street Address3125 OCEAN TER
CityMARINA
StateCA
Zip93933-3277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY MEADOWS SUBDIVISION TRACT NO 1364; VOL 21 C&T 32 TRACT #1364; LOT 11.
Legal SubdivisionMONTEREY MEADOWS SUBDIVISION
Legal Tract1364
Legal Block2
Legal Lot Number11
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2000
Census Tract14202

Owner

3125 Ocean Ter is owned and occupied by two individuals who bought it in November 2012.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address3125 OCEAN TER, MARINA, CA 93933-3277
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2012 · Amount on File
Deed SaleNov 30, 2012 · Amount on File
Prior SaleAug 29, 2003 · Amount on File
Deed Document Number201273721
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address3125 OCEAN TER, MARINA, CA 93933-3277
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyTITLE CONNECT CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 OCEAN TER, MARINA, CA 93933-3277

Mortgage

Document Number0000021688
DateMar 25, 2021
Instrument2021021688
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3125 Ocean Ter was $5,644 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMarina City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$502,409 (+2%) Land $94,197 Building $408,212
2025$5,644.00 Homeowner's exemption$492,558 Land $92,350 Building $400,208
2023$5,190.00 (+1.47%) Homeowner's exemption$473,433 Land $88,765 Building $384,668
2022$5,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3125 Ocean Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Ocean Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARINA COAST WATER DISTRICT
serves 38,918 people · EPA ID CA2710017
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Cruzio, Optimum, Verizon.

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