Okaloosa County property record for 3130 Gibbs Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,585 sqft · built 2019 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,000 (Jun 2010) |
| Tax Bill | $4,782 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8683-8 |
| Primary APN | C56-000-598-8683-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,585 sqft Living Area |
| Gross Area | 5,708 sqft |
| 1st Floor Area | 3,507 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 109,336 sqft (2.51 acres) |
| Lot Dimensions | 660 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 742 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 742 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3130 GIBBS DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39B: W1/2 OF: COM NW COR OF NE1/4 S 640.66 FT E 324.4 TO POB E 330 FT S 660 FT W 330 FT N 660 FT TO POB |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | FORE DEER RANCH |
| Legal Block | 1 |
| Legal Lot Number | 39B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit ALL SAINTS FEDERAL CREDIT UNION |
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Feb 20, 2020 | Loan Modification, Mortgage · Conventional with PMI COMMUNITY BK/MS |
| Aug 23, 2019 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY BK/MS |
| May 21, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/MS |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional with PMI COMMUNITY BK/MS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2010 · Amount on Record |
| Deed Sale | Jun 10, 2010 · Amount on Record |
| Deed Document Number | 20102638970 |
| Deed Book / Page | 2939 / 94 |
| Prior Transfer Date | May 3, 2009 |
| Prior Transfer Doc | 0028873302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0003821037 |
| Instrument Date | May 18, 2026 |
| Instrument | 20263821037 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0003821037, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20263821037 |
| Name | ALL SAINTS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036240151 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 3624/151 |
| Instrument | 3552849 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 24, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | MOULTON LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0035054153 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3505/4153 |
| Instrument | 3407747 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0034514880 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3130 GIBBS DR CRESTVIEW FL 325399012, CRESTVIEW, FL 32539-9012 |
| Document Number | 0034514880 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 003451/004880 |
| Instrument | 3347276 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0034171392 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3130 GIBBS DR CRESTVIEW FL 325399012, CRESTVIEW, FL 32539-9012 |
| Document Number | 0034171392 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 003417/001392 |
| Instrument | 3302497 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0034013477 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3130 GIBBS DR CRESTVIEW FL 325399012, CRESTVIEW, FL 32539-9012 |
| Document Number | 0034013477 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 003401/003477 |
| Instrument | 3281435 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3130 GIBBS DR, CRESTVIEW, FL 32539-9012 |
| Document Number | 0033881202 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3130 GIBBS DR CRESTVIEW FL 325399012, CRESTVIEW, FL 32539-9012 |
| Document Number | 0033881202 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 003388/001202 |
| Instrument | 3263316 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,782.00 (+4.3%) Homeowner's exemption Veteran's exemption | $530,675 (+5.99%) | $655,351 (-9.18%) Land $31,122 Building $624,229 |
| 2023 | $4,585.00 (+2.12%) Homeowner's exemption | $500,698 (+3%) | $721,620 (+6.46%) Land $26,442 Building $695,178 |
| 2022 | $4,490.00 Homeowner's exemption | $486,115 | $677,852 Land $24,712 Building $653,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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