3122 Gibbs Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3122 Gibbs Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,947 sqft · built 2020
Lot Size2.51 acres (109,336 sqft)
OwnerIndividual Name on Record
Last Sale$259,000 (Jul 2020)
Tax Bill$124 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-598-8684-6

Property Details

APN / Parcel Number

Primary APNC56-000-598-8684-6
Alternative APN
  • 34-4N-23-0000-0001-005A

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,947 sqft Heated Area
Gross Area2,661 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area109,336 sqft (2.51 acres)
Lot Dimensions660 ft deep x 162 ft wide
Garage TypeFinished
Garage Area483 sqft
PorchOpen Porch
Porch Area127 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3122 GIBBS DR
CityCRESTVIEW
StateFL
Zip32539-9012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40B: W1/2 OF: COM NW COR OF NE1/4 S 640.66 FT TO POB E 324.4 FT S 660 FT W 325.8 FT N 660 FT TO POB
Legal Range23
Legal Township04N
Legal Section34
Legal SubdivisionFORE DEER RANCH
Legal Lot Number40B
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1007
Census Tract20303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3122 GIBBS DR, CRESTVIEW, FL 32539-9012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Warranty Deed, Transfer · VA Mortgage
BEACH COMMUNITY MORTGAGE SERVICES I
Jun 5, 2019Warranty Deed, Transfer
MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2020 · Amount on Record
Deed SaleJul 28, 2020 · Amount on Record
Prior SaleJun 5, 2019 · Amount on Record
Deed Document Number3376510
Deed Book / Page3478 / 2030
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 28, 2020
Property Address3122 GIBBS DR, CRESTVIEW, FL 32539-9012
Document Number0034782030
Book / Page3478 / 2030
Instrument DateJul 24, 2020
Instrument3376510
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6271 OLD RIVER RD, 6271, BAKER, FL 32531-8109

Transferred To (Grantee/Buyer)

NameVerified Name
Address3050 MINUTEMAN WAY APT B, B, HILL AFB, UT 84056-1666

Mortgage

Document Number0034782035
DateJul 28, 2020
Instrument3478/2035
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 5, 2019
Property Address3122 GIBBS DR, CRESTVIEW, FL 32539-9012
Document Number0034021329
Book / Page003402 / 001329
Instrument DateMay 31, 2019
Instrument3282203
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$174.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1822 NW 37TH PL CAPE CORAL FL 339933521, CAPE CORAL, FL 33993-3521

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (+14.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$284,868 (+0.36%) Land $31,122 Building $253,746$284,868 (-6.61%) Land $31,122 Building $253,746
2023$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$283,850 (+3%)$305,018 (+6.68%) Land $26,442 Building $278,576
2022$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$275,583$285,932 Land $24,712 Building $261,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

Nearby Properties on Gibbs Dr

Nearby Streets

Search Property Records by Address or Parcel Number