Kent County property record for 3130 Emberwood, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,070 sqft · built 1979 |
| Lot Size | 10.1 acres (442,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (May 2003) |
| Tax Bill | $4,713 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-15-200-032 |
| Primary APN | 41-20-15-200-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 442,570 sqft (10.1 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 6 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3130 EMBERWOOD |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-9565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | PART NE 1/4 COM AT SW COR OF N 825 FT OF W 1/2 NE 1/4 TH N 89D 34M E ALONG S LINE OF SD N 825 FT OF W 1/2 NE 1/4 540.4 FT TH |
| Legal Range | 09W |
| Legal Township | 06N |
| Legal Section | 15 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 12002 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3130 EMBERWOOD, LOWELL, MI 49331-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2003 · Amount on Record |
| Deed Sale | May 21, 2003 · Amount on Record |
| Deed Book / Page | 6918 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3130 EMBERWOOD, LOWELL, MI 49331-9565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079763 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 20200902-0079763 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Lowell Charter Township |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,900 (+9.89%) | $535,800 (+9.89%) | |
| 2025 | $4,713.00 (+21%) Homeowner's exemption | $243,800 (+15.98%) | $487,600 (+15.98%) |
| 2023 | $210,200 | $420,400 | |
| 2021 | $3,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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