3119 Emberwood, Lowell, MI 49331 Property Records

Kent County property record for 3119 Emberwood, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,584 sqft · built 1979
Lot Size	3.86 acres (168,142 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Apr 2014)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-15-200-036`

Property Details

APN / Parcel Number

Primary APN	`41-20-15-200-036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	168,142 sqft (3.86 acres)
Garage Area	1,252 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3119 EMBERWOOD
City	LOWELL
State	MI
Zip	49331-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	412015200036 PART OF NE 1/4 COM 2448.15 FT S 89D 41M 30S W ALONG E&W 1/4 LINE & 65.4 FT N 0D 05M W FROM E 1/4 COR TH N 0D 05M
Legal Range	09W
Legal Township	06N
Legal Section	15
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1026
Census Tract	12002

Owner

3119 Emberwood is owner-occupied and held in a trust since April 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	3119 EMBERWOOD, LOWELL, MI 49331-9565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Apr 24, 2020	Intrafamily Transfer, Transfer
Oct 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2014 · Amount on File
Deed Sale	Apr 3, 2014 · Amount on File
Prior Sale	Jun 1, 2011
Deed Document Number	201423288
Last Transfer Date	Apr 14, 2020
Transfer Doc	0000034895
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	3119 EMBERWOOD, LOWELL, MI 49331-9565
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 NKNUERWOOD DRIVE, LOWELL, MI 49331
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118856
Date	Nov 1, 2021
Instrument	20211101-0118856

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Apr 24, 2020
Property Address	3119 EMBERWOOD, LOWELL, MI 49331-9565
Document Number	0000034895
Instrument Date	Apr 14, 2020
Instrument	20200424-0034895
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 EMBERWOOD, LOWELL, MI 49331-9565

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	3119 EMBERWOOD, LOWELL, MI 49331-9565
Document Number	0000093457
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3119 EMBERWOOD LOWELL MI 493319565, LOWELL, MI 49331-9565

Mortgage

Document Number	0000093457
Date	Nov 6, 2017
Instrument	93457

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3119 Emberwood was $3,926.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,600 (+9.09%)	$403,200 (+9.09%)
2025	$3,926.00 Homeowner's exemption	$184,800	$369,600
2023		$157,800	$315,600
2021	$3,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3119 Emberwood in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3119 Emberwood is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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