3130 Beaver Rd, Union, KY 41091 Property Records

Boone County property record for 3130 Beaver Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Lot Size	5.17 acres (225,205 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Jul 2012)
Tax Bill	$10 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043.00-00-008.00`

Property Details

APN / Parcel Number

Primary APN	`043.00-00-008.00`
Alternative APN	`1307`

Exterior

Lot Area	225,205 sqft (5.17 acres)

Location & Zoning

Street Address	3130 BEAVER RD
City	UNION
State	KY
Zip	41091-8431
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	5.17 AC ON KY 338 (43-8)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2004
Census Tract	70601

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3160 BEAVER RD, UNION, KY 41091-8431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Construction Mortgage CIVISTA BANK
Jan 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2012 · Amount on Record
Deed Sale	Jul 6, 2012 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	598999
Deed Book / Page	D1007 / 331
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3130 BEAVER RD, UNION, KY 41091-8431
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6248 SIERRA TRL, BURLINGTON, KY 41005-8456

Mortgage

Document Number	0M4568/741
Date	Feb 1, 2022
Book Page	M4568/741
Instrument	860158

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3130 BEAVER RD, UNION, KY 41091-8431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 BEAVER RD, UNION, KY 41091-8431

Mortgage

Document Number	M4402/808
Date	Jan 20, 2021
Book Page	M4402/808
Instrument	824031

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2031

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00	$75,000 (-) Land $75,000
2024			$75,000 (-) Land $75,000
2023	$10.00	$75,000 Land $75,000	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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