313 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 313 Wesley Cir, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,148 sqft · built 1987
Lot Size1.17 acres (51,401 sqft)
OwnerOwner Name on Record
Last Sale$158,000 (Mar 2014)
Tax Bill$3,014 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN042F 022

Property Details

APN / Parcel Number

Primary APN042F 022
Alternative APN
  • 401200

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,148 sqft Heated Area
Basement Area825 sqft
Finished Basement300 sqft
Unfinished Basement525 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.17 acres)
TerrainGentle Slope
Garage Area198 sqft
Deck Area420 sqft
Patio Area430 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number401200
Street Address313 WESLEY CIR
CityTOCCOA
StateGA
Zip30577-8997
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionLOTS 16 & 17 PH 4 FOXDALE S/D
Legal SubdivisionFOXDALE
Legal Phase4
Legal Lot Number16,17 17
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group4
Census Block4030
Census Tract970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address313 WESLEY CIR, TOCCOA, GA 30577-8997
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL
Aug 26, 2020Deed of Trust, Mortgage · Conventional with PMI
HOMESTAR FIN'L

Assessor's Deed Record

Last SaleMar 17, 2014 · Amount on Record
Deed SaleMar 17, 2014 · Amount on Record
Deed Document Number0001036240
Deed Book / Page1036 / 240
Last Transfer DateMar 18, 2014
Transfer Doc0010360240
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address313 WESLEY CIR, TOCCOA, GA 30577-8997
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 WESLEY CIR, TOCCOA, GA 30577-8997

Mortgage

Document Number0013060000000450
DateAug 16, 2022
Book Page0000001306/0000000450
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2042

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address313 WESLEY CIR, TOCCOA, GA 30577-8997
Document Number0012210273
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address313 WESLEY CIR TOCCOA GA 305778997, TOCCOA, GA 30577-8997

Mortgage

Document Number0012210273
DateAug 31, 2020
Book Page001221/000273
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueAug 30, 2040

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,014.00 (+26.32%) Homeowner's exemption$101,747 (+50.78%) Land $7,065 Building $94,682$254,369 (+50.78%) Land $17,663 Building $236,706
2023$2,386.00 (+5.62%)$67,482 (+5.64%) Land $7,065 Building $60,417$168,705 (+5.64%) Land $17,663 Building $151,042
2022$2,259.00$63,879 Land $7,065 Building $56,814$159,697 Land $17,663 Building $142,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 77% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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