260 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 260 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,152 sqft · built 1989
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2008)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`042F 041`

Property Details

APN / Parcel Number

Primary APN	`042F 041`
Alternative APN	`402650`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,152 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Terrain	Gentle Slope
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Patio Area	464 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	402650
Street Address	260 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PT LOT 54 & LOT 55 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	54+
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4069
Census Tract	970102

Owner

Source: Stephens County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 WESLEY CIR, TOCCOA, GA 30577-8929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage CARRINGTON MORTGAGE SERVICES
Mar 17, 2021	Loan Modification, Mortgage · Conventional Mortgage WILMINGTON SVGS FUND SOCIETY F

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2008 · Amount on Record
Deed Sale	Apr 24, 2008 · Amount on Record
Prior Sale	Apr 24, 2008 · Amount on Record
Deed Document Number	2008470
Deed Book / Page	855 / 261
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Aug 21, 2026
Property Address	260 WESLEY CIR, TOCCOA, GA 30577-8929
Document Number	0000002553
Book / Page	1462 / 506
Instrument Date	Aug 14, 2026
Instrument	20262553
Transaction Type	Mortgage
Record Updated	Oct 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 WESLEY CIR, TOCCOA, GA 30577-8929

Mortgage

Document Number	0000002553,
Date	Aug 21, 2026
Book Page	1462/506
Instrument	20262553

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	260 WESLEY CIR, TOCCOA, GA 30577-8929
Document Number	0012480156
Instrument Date	Mar 17, 2021
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 WESLEY CIR TOCCOA GA 305778929, TOCCOA, GA 30577-8929

Mortgage

Document Number	0012480156
Date	Apr 16, 2021
Book Page	001248/000156

Lender

Name	WILMINGTON SVGS FUND SOCIETY F
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2051

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+34.49%) Homeowner's exemption	$105,205 (+59.92%) Land $5,283 Building $99,922	$263,013 (+59.92%) Land $13,207 Building $249,806
2023	$2,267.00 (+2.63%) Homeowner's exemption	$65,785 (+5.32%) Land $5,283 Building $60,502	$164,461 (+5.32%) Land $13,207 Building $151,254
2022	$2,209.00 Homeowner's exemption	$62,460 Land $5,283 Building $57,177	$156,150 Land $13,207 Building $142,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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