Cook County property record for 313 Thatcher Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,229 sqft · built 1922 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Sep 2023) |
| Tax Bill | $11,138 (2023) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-401-013 |
| Primary APN | 15-11-401-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| 1st Floor Area | 1,229 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 313 THATCHER AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (STEELE) SUB OF PT OF 13.33 CHAINS OF SE E OF THATCHE R AVE & PT OF NE & OF THATCHER AVE & S OF C & NW RR RW IN SEC11 SEC 11- |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 11 |
| Legal Subdivision | STEELE SUB |
| Legal Block | 1 |
| Legal Lot Number | 16,17 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 812000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2050 W AUGUSTA BLVD, 3, CHICAGO, IL 60622-4946 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2016 · Amount on Record |
| Deed Document Number | 202316108 |
| Prior Transfer Date | Oct 26, 1995 |
| Prior Transfer Doc | 0000000563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 11, 2026 |
| Property Address | 313 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Document Number | 0000010048 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202610048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CITYWIDE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 313 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Document Number | 0000010048, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202610048 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 18, 2023 |
| Property Address | 313 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Document Number | 0026116108 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2326116108 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2050 W AUGUSTA BLVD # 3, 3, CHICAGO, IL 60622-4946 |
| Document Number | 0026116109 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2326116109 |
| Name | STONEHAVEN MORTGAGE INCORPORATED |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 313 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Document Number | 2014220073 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 313 THATCHER AVE RIVER FOREST IL 603052031, RIVER FOREST, IL 60305-2031 |
| Document Number | 2014220073 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 14220073 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,000 (+33.59%) Land $7,740 Building $36,260 | $440,000 (+33.59%) Land $77,400 Building $362,600 | |
| 2023 | $11,138.00 (+16.86%) | ||
| 2022 | $9,531.00 (+3.52%) | $32,936 (-) Land $6,660 Building $26,276 | $329,360 (-) Land $66,600 Building $262,760 |
| 2021 | $9,207.00 Homeowner's exemption | $32,936 Land $6,660 Building $26,276 | $329,360 Land $66,600 Building $262,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1979–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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