Cook County property record for 309 Thatcher Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,229 sqft · built 1920 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,686 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-401-014 |
| Primary APN | 15-11-401-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| 1st Floor Area | 1,229 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 309 THATCHER AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 11 |
| Legal Subdivision | STEELES SUBDIVISION |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 812000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 26, 2020 | Grant Deed, Transfer · Conventional with PMI LEND SMART MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 309 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030501303 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2130501303 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 26, 2020 |
| Property Address | 309 THATCHER AVE, RIVER FOREST, IL 60305-2031 |
| Document Number | 2030047088 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 30047088 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ACQUEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1750 RIVERWOODS DR MELROSE PARK IL 601601648, MELROSE PARK, IL 60160-1648 |
| Document Number | 2030047089 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 30047089 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,000 (+33.65%) Land $7,740 Building $35,260 | $430,000 (+33.65%) Land $77,400 Building $352,600 | |
| 2023 | $3,686.00 (-17.83%) | ||
| 2022 | $4,486.00 | $32,174 Land $6,660 Building $25,514 | $321,740 Land $66,600 Building $255,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1979–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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