313 SW 4th St, Checotah, OK 74426 Property Records

McIntosh County property record for 313 SW 4th St, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1930
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`460026270`

Property Details

APN / Parcel Number

Primary APN	`460026270`
Alternative APN	`2001-00-089-003-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,812 sqft (0.363 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	112 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460026270
Street Address	313 SW 4TH ST
City	CHECOTAH
State	OK
Zip	74426-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 89 OT CHECOTAH 542/28 707/252 989/113 1056/194 1057/755 1064/254 1150/166
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	CHECOTAH
Legal Block	89
Legal Lot Number	3
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1034
Census Tract	779700

Owner

313 SW 4th St is owned and occupied by two individuals who bought it in August 2022.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · VA Mortgage NFM INC
Jul 9, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK
Apr 23, 2019	Warranty Deed, Foreclosure
Apr 3, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Document Number	20224312
Deed Book / Page	1150 / 166
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	001056/194
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Aug 1, 2022
Property Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609
Document Number	001150/166
Book / Page	1150 / 166
Instrument Date	Jul 21, 2022
Instrument	I-2022-004312
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609

Mortgage

Document Number	I2022004313
Date	Aug 1, 2022
Instrument	I-2022-004313

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Jul 9, 2019
Property Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609
Document Number	001064/254
Book / Page	1064 / 254
Instrument Date	Jul 2, 2019
Instrument	2019-003746
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609

Mortgage

Document Number	2019003747
Date	Jul 9, 2019
Instrument	2019-003747

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Apr 23, 2019
Property Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609
Document Number	001057/755
Book / Page	1057 / 755
Instrument Date	Apr 15, 2019
Instrument	2019-002044
Transaction Type	Foreclosure
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

April 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCINTOSH OK
Recording Date	Apr 3, 2019
Property Address	313 SW 4TH ST, CHECOTAH, OK 74426-4609
Document Number	001056/194
Book / Page	1056 / 194
Instrument Date	Mar 18, 2019
Instrument	2019-001586
Transaction Type	Foreclosure
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 85304, SAN DIEGO, CA 92186-5304

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,388 (+0.71%) Land $2,585 Building $24,803	$248,977 (-2.05%) Land $23,498 Building $225,479
2025	Homeowner's exemption	$27,196 Land $1,821 Building $25,375	$254,183 Land $23,498 Building $230,685
2023	Homeowner's exemption	$25,635 Land $1,673 Building $23,962	$233,043 Land $15,205 Building $217,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 SW 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 SW 4th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T.

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