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305 SW 4th St, Checotah, OK 74426 Property Records

McIntosh County property record for 305 SW 4th St, Checotah, OK 74426

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,592 sqft · built 1978
Lot Size0.488 acres (21,257 sqft)
Owner2 Individual Names on File
Tax Bill$897 (2025)
Deeds & MortgagesApr 2025 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN460026269

Property Details

APN / Parcel Number

Primary APN460026269
Alternative APN
  • 2001-00-089-001-0-000-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,592 sqft Living Area
1st Floor Area2,592 sqft
Utility Area32 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,257 sqft (0.488 acres)

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area256 sqft
Patio Area16 sqft
Storage Building32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number460026269
Street Address305 SW 4TH ST
CityCHECOTAH
StateOK
Zip74426-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1-2, BLK.89 OT-CHECOTAH 759/76 1056/182 1099/678 1229/103
Legal Range17E
Legal Township12N
Legal Section32
Legal SubdivisionCHECOTAH
Legal Block89
Legal Lot Number1,2
JurisdictionMCINTOSH OK
Township / Civil DivisionCHECOTAH
Census Block Group1
Census Block1034
Census Tract779700

Owner

305 SW 4th St is owned and occupied by two individuals who acquired it in April 2025.

Source: McIntosh County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address213 E LAFAYETTE AVE, CHECOTAH, OK 74426-4019
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2025Quit Claim Deed, Transfer
Quitclaim
Dec 8, 2020Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 16, 2025
Transfer Doc001229/103
Record UpdatedOct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCINTOSH OK
Recording DateApr 28, 2025
Property Address305 SW 4TH ST, CHECOTAH, OK 74426-4609
Document Number001229/103
Book / Page1229 / 103
Instrument DateApr 14, 2025
InstrumentI-2025-001640
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 E LAFAYE AVE, CHECOTAH, OK 74426-4019

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH OK
Property Address305 SW 4TH ST, CHECOTAH, OK 74426-4609
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SW 4TH ST, CHECOTAH, OK 74426-4609

Mortgage

Document Number001099/679
DateDec 8, 2020
Book Page1099/679
Instrument2020-005174
Lender
NamePEOPLES NATIONAL BANK
TypeBank
AddressCHECOTAH, OK 74426
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueDec 4, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 305 SW 4th St was $897 with a homeowner's exemption, down 0.1% from the year before.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcIntosh County
MunicipalityChecotah City
Unified School DistrictChecotah Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,711 (+4.99%) Land $1,298 Building $10,413$106,467 (-40.82%) Land $11,803 Building $94,664
2025$897.00 (-0.11%) Homeowner's exemption$11,154 (+0.01%) Land $1,237 Building $9,917$179,895 (+42.63%) Land $31,579 Building $148,316
2024$898.00 (+11%) Homeowner's exemption$11,153 (+6.08%) Land $1,312 Building $9,841$126,130 (+5.49%) Land $20,435 Building $105,695
2023$809.00 Homeowner's exemption$10,514 Land $1,092 Building $9,422$119,567 Land $20,435 Building $99,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 SW 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 SW 4th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCINTOSH CO. RWD #3 (VICTOR)
serves 920 people · EPA ID OK3004903
Water SourcePurchased surface water from CHECOTAH PWA
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Cross Wireless
Fiber		1,000 / 500
Vyve Broadband
Cable		1,000 / 50

May also be available: AT&T.

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