313 Surf Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 313 Surf Rd, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1976
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-38-08-FZ-40-1`

Property Details

APN / Parcel Number

Primary APN	`28-38-08-FZ-40-1`
Alternative APNs	`28-38-08-FZ-00040.0-0001.00` `2848099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,333 sqft
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Florida Room
Porch Area	245 sqft
Deck Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2848099
Street Address	313 SURF RD
City	MELBOURNE BEACH
State	FL
Zip	32951-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2RS
Legal Description	ROMAC SUBD LOT 1 BLK 40
Legal Range	38E
Legal Township	28S
Legal Section	08
Legal Subdivision	ROMAC SUBD
Legal Block	40
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	3
Census Block	3004
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 SURF RD, MELBOURNE BEACH, FL 32951-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 10, 2018
Property Address	313 SURF RD, MELBOURNE BEACH, FL 32951-2649
Document Number	0082350235
Book / Page	008235 / 000235
Instrument Date	Aug 10, 2018
Instrument	179858
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SURF RD MELBOURNE BEACH FL 329512649, MELBOURNE BEACH, FL 32951-2649

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,270 (+2.7%)	$510,250 (+2.02%)
2025	$2,238.00 (+6.22%) Homeowner's exemption	$181,380 (+5.98%)	$500,160 (-10.17%) Land $309,750 Building $190,410
2023	$2,107.00 (+3.18%) Homeowner's exemption	$171,140 (+3%)	$556,770 (+12.45%) Land $309,750 Building $247,020
2022	$2,042.00 Homeowner's exemption	$166,160	$495,130 Land $288,750 Building $206,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	118 units insured incl. 27 condo units
Nearby Flood Claims	26 (1995–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Irene, Oct 1999 · 6 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20