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310 Surf Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 310 Surf Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1961
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Feb 2020)
Tax Bill$5,329 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-08-FZ-37-2

Property Details

APN / Parcel Number

Primary APN28-38-08-FZ-37-2
Alternative APNs
  • 28-38-08-FZ-00037.0-0002.00
  • 2848093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Living Area
Gross Area2,342 sqft
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area550 sqft
PorchFinished/Open Porch
Porch Area364 sqft
Patio Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848093
Street Address310 SURF RD
CityMELBOURNE BEACH
StateFL
Zip32951-2650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionROMAC SUBD LOT 2 BLK 37
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionROMAC SUBD
Legal Block37
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3003
Census Tract66101

Owner

310 Surf Rd is owned and occupied by an individual who bought it in February 2020.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address310 SURF RD, MELBOURNE BEACH, FL 32951-2650
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Feb 14, 2020Warranty Deed, Transfer · FHA Mortgage
SYNERGY ONE LENDING
Nov 13, 2018Quit Claim Deed, Transfer
LANDING TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2020 · Amount on File
Deed SaleFeb 14, 2020 · Amount on File
Prior SaleAug 1, 2016 · Amount on File
Deed Document Number202036192
Deed Book / Page8664 / 1417
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address310 SURF RD, MELBOURNE BEACH, FL 32951-2650
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 SURF RD, MELBOURNE BEACH, FL 32951-2650

Mortgage

Document Number0089670062
DateDec 30, 2020
Book Page8967/62
Instrument2020292344
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueFeb 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 14, 2020
Property Address310 SURF RD, MELBOURNE BEACH, FL 32951-2650
Document Number0086641417
Book / Page8664 / 1417
Map ReferenceMB 10 PG 53
Instrument DateJan 24, 2020
Instrument2020036192
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyLANDING TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2139, MELBOURNE, FL 32902-2139

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 SURF RD, MELBOURNE BEACH, FL 32951-2650

Mortgage

Document Number86641419
DateFeb 14, 2020
Instrument8664/1419
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateNov 13, 2018
Property Address310 SURF RD, MELBOURNE BEACH, FL 32951-2650
Document Number0083070099
Book / Page008307 / 000099
Instrument DateNov 5, 2018
Instrument252866
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyLANDING TITLE AGENCY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2139 MELBOURNE FL 329022139, MELBOURNE, FL 32902-2139

Tax Assessment & Valuation

The 2025 property tax bill for 310 Surf Rd was $5,329 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,110 (+2.7%)$499,400 (+3.63%)
2025$5,329.00 Homeowner's exemption$386,670$481,930 Land $309,750 Building $172,180
2023$5,058.00 (+1.83%) Homeowner's exemption$364,840 (+3%)$531,630 (+12.87%) Land $309,750 Building $221,880
2022$4,967.00 Homeowner's exemption$354,220$471,020 Land $288,750 Building $182,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Surf Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 91 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies118 units insured
incl. 27 condo units
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA22 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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