Park County property record for 313 Stone St, Gardiner, MT 59030
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,235 sqft · built 1919 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Jul 2014) |
| Tax Bill | $1,345 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R4914093 |
| Primary APN | R4914093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Garage Type | Mixed |
| Garage Area | 408 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000044940 |
|---|---|
| Street Address | 313 STONE ST |
| City | GARDINER |
| State | MT |
| Zip | 59030-7754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | GARDINER ORIGINAL TOWNSITE, S23, T09 S, R08 E, BLOCK 9, LOT 20 - 21, ACRES 0.136, & W16' LOT 22 (COS 2402) |
| Legal Range | 08E |
| Legal Township | 09S |
| Legal Section | 23 |
| Legal Subdivision | GARDINER ORIGINAL TOWNSITE |
| Legal Block | 9 |
| Legal Lot Number | 20-22 |
| Jurisdiction | PARK MT |
| Township / Civil Division | GARDINER-COOKE CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 500 |
313 Stone St is owned by an individual who bought it in July 2014.
Source: Park County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 337, GARDINER, MT 59030-0337 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on File |
| Deed Sale | Jul 24, 2014 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 313 Stone St was $1,345, down 23.4% from the year before.
Source: Park County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Park County |
| Elementary School District | Gardiner Elementary School District (PK - 08) |
| Secondary School District | Gardiner High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,345.00 (-23.41%) | $560,332 (-) | |
| 2025 | $1,756.00 | $560,332 | $560,332 Land $259,482 Building $300,850 |
| 2023 | $1,945.00 | $474,636 | $474,636 Land $207,456 Building $267,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Stone St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Stone St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 54% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDINER PARK CO WATER DIST serves 700 people · EPA ID MT0000224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Yellowstone Media Design Fixed Wireless | 50 / 50 |
| CenturyLink DSL | 10 / 1 |
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