313 Sawtooth Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 313 Sawtooth Dr, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,147 sqft · built 2023
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$1,479,625 (Sep 2023)
Tax Bill	$5,116 (2026)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0788939`

Property Details

APN / Parcel Number

Primary APN	`R0788939`
Alternative APNs	`07-4292-36-3-22-01-0000` `0000968476`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,147 sqft Living Area
1st Floor Area	1,411 sqft
2nd Floor Area	1,736 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,403 sqft (0.147 acres)
Terrain	Above Road/Slope
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000968476
Street Address	313 SAWTOOTH DR
City	WHITEFISH
State	MT
Zip	59937-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	FULKERSON HOMESTEAD, S36, T31 N, R22 W, LOT 1
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	FULKERSON HOMESTEAD
Legal Tract	2
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2014
Census Tract	402

Owner

Source: Flathead County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 SAWTOOTH DR, WHITEFISH, MT 59937-3061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 6, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Mar 25, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Mar 25, 2022
Deed Document Number	202317160
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	0000029122
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 27, 2023
Property Address	313 SAWTOOTH DR, WHITEFISH, MT 59937-3061
Document Number	202300017160
Instrument Date	Sep 18, 2023
Instrument	202300017160
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SAWTOOTH DR, WHITEFISH, MT 59937-3061

Mortgage

Document Number	202300017161
Date	Sep 27, 2023
Instrument	202300017161

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	13.5%
Max Rate	13.5%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	313 SAWTOOTH DR, WHITEFISH, MT 59937-3061
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011847
Date	May 6, 2022
Instrument	202200011847

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2023

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 25, 2022
Property Address	313 SAWTOOTH DR, WHITEFISH, MT 59937-3061
Document Number	202200007811
Instrument Date	Mar 23, 2022
Instrument	202200007811
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 HERBAUGH RD, BENTONVILLE, AR 72712-4860

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,116.00 (+260.79%)	$1,448,400 (+601.17%)
2025			$1,448,400 (+601.17%) Land $254,443 Building $1,193,957
2023	$1,418.00	$206,569	$206,569 Land $206,569

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Vero Fiber.

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