304 Sawtooth Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 304 Sawtooth Dr, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,391 sqft · built 2013
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$996,300 (Oct 2021)
Tax Bill	$4,391 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R701977`

Property Details

APN / Parcel Number

Primary APN	`R701977`
Alternative APNs	`07-4292-36-3-22-07-0000` `0000505937`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,391 sqft Living Area
1st Floor Area	1,383 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000505937
Street Address	304 SAWTOOTH DR
City	WHITEFISH
State	MT
Zip	59937-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O'BRIEN BLUFFS, S36, T31 N, R22 W, LOT 2, ASSR #0000505937
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	O'BRIEN BLUFFS
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2012
Census Tract	402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 SAWTOOTH DR, WHITEFISH, MT 59937-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Oct 8, 2021	Warranty Deed, Transfer · Commercial Mortgage THREE RIVERS BANK OF MONTANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Jul 31, 2013
Deed Document Number	202135985
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 7, 2026
Property Address	304 SAWTOOTH DR, WHITEFISH, MT 59937-3060
Document Number	0000009239
Instrument Date	Apr 29, 2026
Instrument	20269239
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	304 SAWTOOTH DR, WHITEFISH, MT 59937-3060

Mortgage

Document Number	0000009239,
Date	May 7, 2026
Instrument	20269239

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	304 SAWTOOTH DR, WHITEFISH, MT 59937-3060
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000042915
Date	Dec 21, 2020
Instrument	202000042915

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 8, 2021
Property Address	304 SAWTOOTH DR, WHITEFISH, MT 59937-3060
Document Number	202100035985
Instrument Date	Oct 8, 2021
Instrument	202100035985
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SAWTOOTH DR, WHITEFISH, MT 59937-3060

Mortgage

Document Number	202100035986
Date	Oct 8, 2021
Instrument	202100035986

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,391.00 (-8.16%)	$1,269,800 (-)
2025	$4,781.00 (-4.78%)	$1,269,800 (+73.68%)	$1,269,800 (+73.68%) Land $332,961 Building $936,839
2023	$5,021.00	$731,100	$731,100 Land $211,748 Building $519,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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