Westchester County and Ossining Town property record for 313 Saddle Trl, Ossining, NY 10562
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 2 ba · 1,152 sqft · built 1986 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Dec 2025) |
| Tax Bill | $6,311 (2020) |
| Deeds & Mortgages | Dec 2025 Sale Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 80.20-1-1.3103 |
| Primary APN | 554289 80.20-1-1.3103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Porch | Porch |
| Porch Area | 59 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Old Parcel Number | 55428900103 001 031 0003 |
|---|---|
| Street Address | 313 SADDLE TRL |
| City | OSSINING |
| State | NY |
| Zip | 10562-7004 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT:1.000 BLK:1 SEC:80.20 DIST:554289 CITY/MUNI/TWP:OSSINING (TOV) |
| Legal Subdivision | FOX HILL CONDO V |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13700 |
Source: Westchester County and Ossining Town records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 53 OVERLOOK DR, CLINTON, NJ 08809-1133 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Bargain and Sale Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES |
| Dec 3, 2020 | Grant Deed, Transfer · Conventional Mortgage THOROUGHBRED MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | May 13, 2010 |
| Deed Document Number | 653373194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 16, 2025 |
| Property Address | 313 SADDLE TRL, OSSINING, NY 10562-7004 |
| Document Number | 0653373194 |
| Map Reference | MAP 23009 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 653373194 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 SADDLE TRL, OSSINING, NY 10562-7004 |
| Name | Verified Name |
|---|---|
| Address | 53 OVERLOOK DR, CLINTON, NJ 08809-1133 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 3, 2020 |
| Property Address | 31 SADDLE TRL # 3, 3, OSSINING, NY 10562-2030 |
| Document Number | 0603213940 |
| Book / Page | 060321 / 003940 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | FLATIRON ABSTRACT LLC, FLATIRON ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,396.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 OSAGE DR E OSSINING NY 105623827, OSSINING, NY 10562-3827 |
| Document Number | 603363785 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 060336/003785 |
| Name | THOROUGHBRED MTG |
|---|---|
| Type | Mortgage Company |
| Address | RYE BROOK, NY 10573 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2050 |
Source: Westchester County and Ossining Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $204,200 (+3.13%) Land $68,500 Building $135,700 | $204,200 (+3.13%) Land $68,500 Building $135,700 | |
| 2023 | $198,000 Land $68,500 Building $129,500 | $198,000 Land $68,500 Building $129,500 | |
| 2020 | $6,311.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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