Westchester County and Ossining Town property record for 296 Saddle Trl, Ossining, NY 10562
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,784 sqft · built 1986 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $580,000 (Feb 2021) |
| Tax Bill | $8,515 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 80.20-1-1.2906 |
| Primary APN | 554289 80.20-1-1.2906 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Open Porch |
| Porch Area | 107 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 296 SADDLE TRL |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-7005 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | FOX HILL CONDOMINIUM V |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13700 |
296 Saddle Trl, a condominium, is owner-occupied and held in a trust since October 2025.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 296 SADDLE TRL, OSSINING, NY 10562-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Intrafamily Transfer, Transfer |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 25, 2019 | Grant Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on File |
| Deed Sale | Feb 25, 2021 · Amount on File |
| Prior Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 20213463 |
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 0000003076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 11, 2025 |
| Property Address | 296 SADDLE TRL, OSSINING, NY 10562-7005 |
| Document Number | 0653023076 |
| Map Reference | MAP 23070 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 653023076 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 296 SADDLE TRL, OSSINING, NY 10562-7005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 296 SADDLE TRL, OSSINING, NY 10562-7005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | BLUE FINANCIAL ABSTRACT CORPORATION, BLUE FIN ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0602183631 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 602183631 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 25, 2019 |
| Property Address | 296 SADDLE TRL, OSSINING, NY 10562-7005 |
| Document Number | 0593233432 |
| Book / Page | 059323 / 003432 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 E HARTSDALE AVE #5M HARTSDALE NY 105302760, 5M, HARTSDALE, NY 10530-2760 |
The 2026 property tax bill for 296 Saddle Trl was $8,515.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,515.00 | ||
| 2025 | $285,800 (+2.03%) Land $94,000 Building $191,800 | $285,800 (+2.03%) Land $94,000 Building $191,800 | |
| 2024 | Additional exemption filed | $280,100 (+3.13%) Land $94,000 Building $186,100 | $280,100 (+3.13%) Land $94,000 Building $186,100 |
| 2023 | $271,600 (+8.55%) Land $94,000 Building $177,600 | $271,600 (+8.55%) Land $94,000 Building $177,600 | |
| 2022 | $250,200 Land $94,000 Building $156,200 | $250,200 Land $94,000 Building $156,200 | |
| 2020 | $8,638.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 296 Saddle Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Saddle Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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