313 S Philo Dr, Lafayette, LA 70506 Property Records

Lafayette Parish property record for 313 S Philo Dr, Lafayette, LA 70506

Property Summary

Property Type	Single Family Home
Details	2,204 sqft · built 1977
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2020)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6050135`

Property Details

APN / Parcel Number

Primary APN	`6050135`

Interior

Building Area	2,204 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	119 ft deep x 80 ft wide
Garage Area	443 sqft

Location & Zoning

Street Address	313 S PHILO DR
City	LAFAYETTE
State	LA
Zip	70506-6861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 ORGERON HTS SUB DEV #2 (80X119.98)
Legal Range	04E
Legal Township	10S
Legal Section	00
Legal Subdivision	ORGERON HEIGHTS DEVELOPMENT 2
Legal Lot Number	101
Jurisdiction	LAFAYETTE LA
Township / Civil Division	E
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

313 S Philo Dr is owned and occupied by an individual who bought it in December 2020.

Source: Lafayette Parish records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	313 S PHILO DR, LAFAYETTE, LA 70506-6861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Jul 28, 2020	Intrafamily Transfer, Transfer
Jun 1, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202047749
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	0000025271
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Dec 28, 2020
Property Address	313 S PHILO DR, LAFAYETTE, LA 70506-6861
Document Number	202000047749
Map Reference	ENT 2020-25271
Instrument Date	Dec 23, 2020
Instrument	2020-00047749
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 CLIFFE RUN, 146, FRANKLIN, TN 37067-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S PHILO DR, LAFAYETTE, LA 70506-6861

Mortgage

Document Number	202000047750
Date	Dec 28, 2020
Instrument	2020-00047750

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE LA
Recording Date	Jul 28, 2020
Property Address	313 S PHILO DR, LAFAYETTE, LA 70506-6861
Document Number	202000025271
Instrument Date	Jul 28, 2020
Instrument	2020-00025271
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Jun 1, 2020
Property Address	313 S PHILO DR, LAFAYETTE, LA 70506-6861
Document Number	202000017154
Instrument Date	May 28, 2020
Instrument	2020-00017154
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 313 S Philo Dr was $2,020 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00	$19,423 Land $2,878 Building $16,545	$194,230 Land $28,780 Building $165,450
2023	$1,142.00 (+0.79%) Homeowner's exemption	$17,029 (-) Land $2,878 Building $14,151	$170,290 (-) Land $28,780 Building $141,510
2022	$1,133.00 Homeowner's exemption	$17,029 Land $2,878 Building $14,151	$170,290 Land $28,780 Building $141,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 S Philo Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	33 (1978–2019)
Claims Outside the SFHA	10 of 33
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 S Philo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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