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309 S Philo Dr, Lafayette, LA 70506 Property Records

Lafayette Parish property record for 309 S Philo Dr, Lafayette, LA 70506

Property Summary

Property TypeSingle Family Home
Details3,137 sqft · built 1976
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Nov 2021)
Tax Bill$2,670 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6056802

Property Details

APN / Parcel Number

Primary APN6056802

Interior

Building Area3,137 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions119 ft deep x 100 ft wide
Garage Area484 sqft

Location & Zoning

Street Address309 S PHILO DR
CityLAFAYETTE
StateLA
Zip70506-6861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 103 ORGERON HTS SUB DEV #2 (100X 119.98)
Legal Range04E
Legal Township10S
Legal Section00
Legal SubdivisionORGERON HEIGHTS DEVELOPMENT 2
Legal Lot Number103
JurisdictionLAFAYETTE LA
Township / Civil DivisionE
Census Block Group1
Census Block1000
Census Tract1801

Owner

309 S Philo Dr is owned and occupied by an individual who bought it in November 2021.

Source: Lafayette Parish records, as of April 6, 2026

Owner of RecordIndividual Name on File
Mailing Address309 S PHILO DR, LAFAYETTE, LA 70506-6861
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 4, 2021Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2021 · Amount on File
Deed SaleNov 4, 2021 · Amount on File
Deed Document Number202149741
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE LA
Recording DateJul 14, 2026
Property Address309 S PHILO DR, LAFAYETTE, LA 70506-6861
Document Number0000025608
Instrument DateMay 28, 2026
Instrument202625608
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 S PHILO DR, LAFAYETTE, LA 70506-6861

Mortgage

Document Number0000025608,
DateJul 14, 2026
Instrument202625608
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term305 Months
DueDec 1, 2051
Interest
Rate6.3%
Max Rate-1%

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE LA
Recording DateNov 4, 2021
Property Address309 S PHILO DR, LAFAYETTE, LA 70506-6861
Document Number202100049741
Map ReferenceFILE 82-9888
Instrument DateNov 3, 2021
Instrument2021-00049741
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 TALLY HO DR, LAFAYETTE, LA 70506-5013

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 S PHILO DR, LAFAYETTE, LA 70506-6861

Mortgage

Document Number202100049742
DateNov 4, 2021
Instrument2021-00049742
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 309 S Philo Dr was $2,670 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafayette Parish
MunicipalityLafayette City
Unified School DistrictLafayette Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,670.00$25,669 Land $3,598 Building $22,071$256,690 Land $35,980 Building $220,710
2023$2,045.00 (+0.39%) Homeowner's exemption$25,669 (-) Land $3,598 Building $22,071$256,690 (-) Land $35,980 Building $220,710
2022$2,037.00 Homeowner's exemption$25,669 Land $3,598 Building $22,071$256,690 Land $35,980 Building $220,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 S Philo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims33 (1978–2019)
Claims Outside the SFHA10 of 33
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 S Philo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LFT Fiber
Fiber		10,000 / 10,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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